29 September 2021
Hi everyone,
In this week’s Smart Investing, Senior Personal Finance Writer Tony Kaye takes a look at how home borrowers are taking advantage of ultra-low interest rates and cutting their loan repayment costs in record numbers.
We also discuss three ways to keep market uncertainty in perspective and why investors fare best when they focus on the investment factors they can control.
Lastly, we revisit a piece on charitable giving and why, just as in investing, having a plan is paramount.
Regards, | | 
Robin Bowerman
Head of Corporate Affairs
Vanguard Australia | | | | | Borrowers do their homework on cost control | | Saving on home loan interest costs is one of the quickest ways to increase your ongoing disposable income, and it’s clear more and more Australians with home mortgages are thinking that way. | | Read article | | | | | | | Three ways to keep market uncertainty in perspective | | No one can say for certain what the markets will do. What we do know however is that investors fare best when they focus on the factors they can control. | | Read article | | | | | | | An intro into charitable giving | | In the midst of a global pandemic, charities of all types are seeing high demand for help. In giving, just as in investing, having a plan is paramount. | | Read article | | | | | Under the hood of Australia’s most popular ’all-in-one’ ETF: VDHG | | Lewis Jackson | Morningstar | 22 Sep 2021
Today we’re looking at Australia’s most popular multi-asset ETF, VDHG: what it owns, how it’s constructed and how sustainable it is.
The punchline? Morningstar fund analysts like VDHG. Manager research analyst Chris Tate calls it “one of the best options in the multi-asset space.”
To read more, please visit the Morningstar website. | | | | | Should I invest in a managed fund or ETF? | | What’s the difference between managed funds and ETFs? And which product type is right for you? Read more to learn the key features of both investment products and how you can start investing. | | Read article | | | | | | | Four important steps toward a healthier financial life | | If your financial life could use a little extra care and attention, these tips can help you decide where and how to begin. | | Read article | | | | Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 205. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink.
Use of cookies
If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout.
To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy.
By using our website, you consent to the use of cookies as described above.
Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy | | |
