15 September 2021
Hi everyone,
In this week’s Smart Investing, Senior Personal Finance Writer Tony Kaye discusses the effects low interest rates have on retirement income and why retirees should consider the total-returns approach to fund their lifestyle spending.
In the last of our rebalancing series, Senior Investment Strategist Aidan Geysen takes a look at the importance of holding a well-diversified, regularly rebalanced portfolio, and why investors who did so fared better in the COVID-19 sell-off last year.
Lastly, we have included our August economic and market update, a forward looking report by our economists that details our global growth forecasts and asset class return projections.
Regards, | | 
Robin Bowerman
Head of Corporate Affairs
Vanguard Australia | | | | | Low interest rates require a strategic rethink | | In an era of lower-for-longer interest rates and investment returns, retirees in particular should be thinking beyond just income generation to fund their lifestyle spending. | | Read article | | | | | | | The right way to rebalance your investment portfolio | | Vanguard research has found that for portfolios supporting long term goals, the exact time and threshold limits you decide upon are less important than the discipline of adhering to a consistent approach. | | Read article | | | | | | | Vanguard economic and market update - August 2021 | | The Delta variant continues to spread, prompting a downgrade in our growth outlooks for Australia and China, where further lockdowns have been implemented. | | Read article | | | | | Vanguard Australia appoints MD | | Chris Dastoor | Money Management | 10 Sep 2021
Vanguard Australia appointed Daniel Shrimski as managing director, as Frank Kolimago will become global head of talent management for Vanguard Group in Philadelphia, US.
To read more, please visit the Money Management website. | | | | | Why more investors are choosing diversified funds | | A growing number of Australian investors, either directly or through a financial adviser, are choosing diversified ETFs and managed funds as a way of offsetting ongoing market volatility over the longer term. | | Read article | | | | | | | How to rebalance your investment portfolio | | How can investors rebalance their portfolio and how often should they do it? Read more to find out. | | Read article | | | | Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
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