Vanguard launches new S&P 500® funds | Understanding the new Division 296 super tax| Five things to put in place before you retire

New S&P 500® funds | Understand new super tax| 5 steps for retirement

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. Australian investors now have more ways to access the world’s largest and most influential equity market with Vanguard's new S&P 500® funds. Learn how the new Division 296 super tax may affect you. Lastly learn the five things to put in place to prepare for your retirement. LATEST INSIGHTS Vanguard expands access to the U.S. market with new S&P 500® funds Australian's have more ways to access the world’s most influential equity market. Read article Understanding the new Division 296 super tax Division 296 targets super balances above $3m, lifting tax on earnings only. Read article Five things to put in place before you retire Take these steps to set yourself up for a confident transition to retirement. Read article In case you missed it Private credit’s third act: Reconnecting with banks Understanding how market maturity is reshaping private risk credit. Learn more Higher geopolitical risk premiums support commodities Commodities delivered strong headline returns in 2025, but the rally was uneven. Learn more Our investment and economic outlook, February 2026 Our latest forecasts for investment returns and region-by-region economic outlook. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites . You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy

Private credit's third act | Higher geopolitical risk premiums support commodities | Our February investment and economic outlook

Private credit's third act. Risk boost commodities. Our latest outlook

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. Understand how market maturity is leading to private credit's third act. See how geopolitical risk has boosted commodities. Lastly read our February investment and economic outlook and forecasts. LATEST INSIGHTS Private credit’s third act: Reconnecting with banks Understanding how market maturity is reshaping private risk credit. Read article Higher geopolitical risk premiums support commodities Commodities delivered strong headline returns in 2025, but the rally was uneven. Read article Our investment and economic outlook, February 2026 Our latest forecasts for investment returns and region-by-region economic outlook. Read article In case you missed it Why the AI playbook may have fewer technology stocks The AI megatrend is likely to trigger a stocks rotation over the medium term. Learn more SMSF portfolios signal steady conviction in growth assets Trustees have not retreated from equities despite bouts of market volatility. Learn more What to look for when choosing a financial adviser Here's how to find a financial adviser who can provide the right support for you. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites . You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy

What's inside the future AI playbook? | SMSFs and growth assets | How to choose an adviser

Inside the AI playbook. SMSFs and growth assets. Choosing an adviser.

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. Will the big U.S. technology stocks continue to drive global share markets? Vanguard's Chief Global Economist, Joe Davis, believes a change is coming soon. Meanwhile, Australians controlling their own super now manager of $1 trillion in assets. Find out why they are so focused on growth stocks and funds. Lastly, what should you look for when choosing a financial adviser? Here are some basic elements everyone should consider. LATEST INSIGHTS Why the AI playbook may have fewer technology stocks The AI megatrend is likely to trigger a stocks rotation over the medium term. Read article SMSF portfolios signal steady conviction in growth assets Trustees have not retreated from equities despite bouts of market volatility. Read article What to look for when choosing a financial adviser Here's how to find a financial adviser who can provide the right support for you. Read article In case you missed it The borrowing fallout from higher-for-longer rates Lenders are likely to start passing through the RBA’s rate rise fairly quickly. Learn more Are downsizer contributions losing steam? Tax Office data shows fewer people used its super scheme in 2024-25. Learn more Have you checked your portfolio today? Rather than worrying about day-to-day price movements, focus here instead. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites . You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy