Could you still qualify for the Age Pension? | ETF buying tips | Super and separation

Think you're not eligible for the Age Pension? Learn the rules, ETF buying considerations and how super is treated after separation.

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. Did you know you could still qualify for the Age Pension, even with a healthy super balance? Understand how income and asset tests work and whether you might be eligible. We share the three practical considerations you need to keep in mind when buying ETFs and finally we unpack how superannuation is treated during a separation or divorce, including steps women can take to help protect their retirement savings Long-term investor? We'd love to share your story. Have you held an investment for 15 years or more? We're looking to speak with long-term investors, particularly retirees, to share their story with the media including TV opportunities. If you're based in a major Australian city and would be happy to participate please contact us.  LATEST INSIGHTS Can I still get the Age Pension if my super is healthy? A healthy super balance doesn't always rule you out of the Age Pension. Read article Three things to know before buying ETFs  Buying an ETF? Understand order types, market conditions and trade timing. Read article Separation or divorce and your super Understand your rights when it comes to super. Read article In case you missed it The winners, the laggards, and the next phase of AI investing Why not all tech stocks are benefiting from the AI boom. Learn more How to maximise the impact of your inheritance Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely. Learn more AI investment powers growth outlook Our global chief economist on AI’s potential to accelerate growth. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy

Not all AI tech stocks are booming | Make the most of an inheritance | Why AI may drive future growth

From inheritance planning to AI-driven growth, explore the latest insights from Vanguard.

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. AI has been a major force behind recent market gains, but not all technology stocks are sharing in the rally. We explore what's driving the divergence and what it means for long-term investors. Plus, discover how thoughtful planning can help turn inherited wealth into a lasting legacy , and hear from our global chief economist on why AI could accelerate economic growth in the years ahead. Long-term investor? We'd love to share your story. Have you held an investment for 15 years or more? We're looking to speak with long-term investors, particularly retirees, to share their story with the media including TV opportunities. If you're based in a major Australian city and would be happy to participate please contact us.  LATEST INSIGHTS The winners, the laggards, and the next phase of AI investing Why not all tech stocks are benefiting from the AI boom. Read article How to maximise the impact of your inheritance Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely. Read article AI investment powers growth outlook Our global chief economist on AI’s potential to accelerate growth. Read article In case you missed it Mind the confidence gap: new research highlights why fewer women invest What's stopping women from investing? It may not be money. Learn more Six ways Gen X can build retirement savings Make the most of your peak earning years with practical retirement planning tips. Learn more Vanguard Super Lifecycle delivers third straight year of double-digit returns Strong FY26 returns for Vanguard Super members across investment options. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy

Why women are less likely to invest | Six ways Gen X can strengthen retirement savings | Super performance

Learn what may be holding women back from investing and discover practical retirement tips.

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. Why do fewer women invest than men, and what can be done to change that? In this edition, we explore the investing confidence gap, share six practical ways Gen X investors can strengthen their retirement savings, and provide an update on Vanguard's super performance. LATEST INSIGHTS Mind the confidence gap: new research highlights why fewer women invest What's stopping women from investing? It may not be money. Read article Six ways Gen X can build retirement savings Make the most of your peak earning years with practical retirement planning tips. Read article Vanguard Super Lifecycle delivers third straight year of double-digit returns Strong FY26 returns for Vanguard Super members across investment options. Read article In case you missed it Our mid-year investment and economic outlook, June 2026 Our latest forecasts for investment returns and region-by-region economic outlook. Learn more AI, oil and a changing global economy AI and oil shocks are reshaping the global economy, driving growth divergence and inflation. Learn more Between earning momentum and AI-enabled profitability AI-driven earnings momentum is strong, but long-term profitability remains uncertain. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy