In turbulent times, stick to your long-term wealth strategy | ETF investors adding to their portfolios during recent volatility | Should I invest in a managed fund or ETF?

Investors react to market volatility, and is a managed fund or ETF better for you?

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. Learn what you should be doing during turbulent times for the market, see how in flows to ETFs have gone up in March and understand the differences between ETFs and managed funds and what might be best for you. LATEST INSIGHTS In turbulent times, stick to your long-term wealth strategy Why investors are urged to resist impulsive decisions in turbulent times. Read article ETF investors have been adding to their portfolios during recent volatility Increase in net inflows to ETFs in March suggests investors are using volatility to add to their portfolios. Read article Should I invest in a managed fund or ETF? What's the difference between managed funds and ETFs? Read to learn the features of both investment products and how you can start investing. Read article In case you missed it What does a strong Aussie dollar mean for investors? What makes the Australian currency rise and fall, and the implications for investors. Learn more Rate hikes have made bonds more attractive for long term investors Higher bond yields are improving income and diversification over the long term. Learn more How much super is enough in retirement? Action to boost your super can change your financial prospects in retirement. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites . You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy

What does a strong Aussie dollar mean for investors? | Rate hikes have made bonds more attractive for long term investors | How much super is enough in retirement?

See the impact of a strong Aussie dollar, the case for bonds and more

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. We explain what makes the Australian currency rise and fall, and the implications for you as investors. Learn why the February rate hike has made bonds a more attractive long term investment and finally see how much you might need for a comfortable retirement. LATEST INSIGHTS What does a strong Aussie dollar mean for investors? What makes the Australian currency rise and fall, and the implications for investors Read article Rate hikes have made bonds more attractive for long term investors Higher bond yields are improving income and diversification over the long term Read article How much super is enough in retirement? Action to boost your super can change your financial prospects in retirement. Read article In case you missed it Vanguard expands access to the U.S. market with new S&P 500® funds Australian's have more ways to access the world’s most influential equity market. Learn more Understanding the new Division 296 super tax Division 296 targets super balances above $3m, lifting tax on earnings only. Learn more Five things to put in place before you retire Take these steps to set yourself up for a confident transition to retirement. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites . You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy

Vanguard launches new S&P 500® funds | Understanding the new Division 296 super tax| Five things to put in place before you retire

New S&P 500® funds | Understand new super tax| 5 steps for retirement

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. Australian investors now have more ways to access the world’s largest and most influential equity market with Vanguard's new S&P 500® funds. Learn how the new Division 296 super tax may affect you. Lastly learn the five things to put in place to prepare for your retirement. LATEST INSIGHTS Vanguard expands access to the U.S. market with new S&P 500® funds Australian's have more ways to access the world’s most influential equity market. Read article Understanding the new Division 296 super tax Division 296 targets super balances above $3m, lifting tax on earnings only. Read article Five things to put in place before you retire Take these steps to set yourself up for a confident transition to retirement. Read article In case you missed it Private credit’s third act: Reconnecting with banks Understanding how market maturity is reshaping private risk credit. Learn more Higher geopolitical risk premiums support commodities Commodities delivered strong headline returns in 2025, but the rally was uneven. Learn more Our investment and economic outlook, February 2026 Our latest forecasts for investment returns and region-by-region economic outlook. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites . You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy