RBA raises rates as inflation pressures persist

Plus, what market concentration means for investors and a 90-day financial guide for surviving spouses.

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. With inflation proving stubborn and oil prices adding new pressure, the RBA has lifted interest rates again. We look at what’s driving the decision and what could come next.  Plus, does greater market concentration mean greater risk? Vanguard research explores what it could mean for future returns and volatility. And we share a practical 90-day guide to help surviving spouses navigate the financial decisions that follow the loss of a partner. LATEST INSIGHTS RBA raises rates amid higher oil prices and data centre investment The RBA is determined to move policy further into restrictive territory. Read article Does market concentration really mean a less favourable risk-return environment? Why higher market concentration doesn’t necessarily mean greater risk. Read article Managing your money after losing a loved one A simple 30-60-90-day plan for surviving spouses. Read article In case you missed it Our investment and economic outlook, October 2026 Our latest forecasts for investment returns and region-by-region economic outlook. Learn more You’ve spent decades building your super. Now what? Explore your retirement income options and how to make your savings last. Learn more Women face unexpected retirement curveballs, Vanguard research finds Why women are more likely to retire earlier than planned, and how to prepare. Learn more Connect with Us Manage your preferences or unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Important information Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2026 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Please do not reply to this email as it is not monitored. To contact us, please call us on 1300 655 101 between Monday and Friday, 8:00am to 6:00pm (AET). Terms and conditions of use | Disclaimers| Privacy policy | Cookie policy