[Smart Investing] Risk and rebalance

Investments and personal finance insights from Vanguard Australia

22 April 2020 Hi everyone, In this week's Smart Investing, we discuss the important difference between a risk averse and loss averse investor, and why it is always important to stay calm in times of uncertainty and reassess your portfolio allocation in line with your long term goals. Vanguard Senior Financial Writer Tony Kaye also discusses the concept of shadow banks and the risks associated with committing capital to private property projects that are financed by these non-bank financial intermediaries (NBFIs). Lastly, we have included a message from our global CEO Tim Buckley to reassure all Vanguard investors that we are here to help you through these uncertain times. As always, feel free to email us with your questions or feedback. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia

Risk and rebalance By Robin Bowerman Disregarding your long-term investment plan and letting only emotions dictate whether you should cash out or accumulate more during such volatile terms can be costly. Read more

COVID-19 casts a shadow over non-bank investors By Tony Kaye Lured by high income returns, many Australian investors have committed capital to fund private commercial and residential property projects financed by so-called "shadow banks". Read more

A message from our CEO Vanguard Chief Executive Officer Tim Buckley offers support to investors during unprecedented times. Watch video

Vanguard in the news Investment uptick in Aussie equities despite COVID-19 SMSF Adviser | Aidan Curtis | 15 April 2020 Investors have continued to put their money into Australian equities despite market volatility over the past month as a result of the COVID-19 pandemic, new research has found. Rainmaker Information said the product with the highest net inflows was Vanguard Australian Shares Index ETF, with net flows of $538 million. To read more, please visit the SMSF Adviser website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

In case you missed it Factors to consider when investing in direct shares By Robin Bowerman If you are thinking about taking the leap to invest in direct shares, here are some factors to consider. Read more How to manage short-term market volatility By Tony Kaye It's important to have a long-term investment strategy and diversified assets allocation plan, and not to deviate from that plan, even when markets do fall sharply. Read more

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