[Smart Investing] Superannuation for younger investors

Investments and personal finance insights from Vanguard Australia

29 April 2020 Hi everyone, In this week's Smart Investing, we provide an introduction to superannuation for younger investors who may now be wondering about their own situation in light of the government's early access to superannuation scheme. Vanguard Senior Financial Writer Tony Kaye also takes a look at the credit quality of different types of bonds and why fixed interest investors should have an understanding of credit ratings scales. Lastly, our Senior Investment Strategist Aidan Geysen has written a piece on the merits of adopting a total-returns strategy in the midst of the COVID-19 pandemic. As always, feel free to email us with your questions or feedback. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia

Superannuation for younger investors By Robin Bowerman Seeing superannuation mentioned so much in the news may have sparked the interest of younger investors who haven't always paid the closest attention to their own situation.  Read more

Know your bonds, they're not all the same By Tony Kaye In the midst of the COVID-19 pandemic, the agencies that rate the bond issues of countries, government agencies and companies around the world have been working overtime. Read more

Taking a total return approach in the time of COVID-19 Aidan Geysen Unlike an income-oriented strategy which generally utilises returns as income and preserves capital, the total-return approach encourages the use of capital returns when necessary. Read more

Vanguard in the news The next big short Ally Selby | Financial Standard | 23 April 2020 Vanguard Investment Management Group Asia Pacific head of investments, Dan Reyes, told Financial Standard it's passive strategies' lower price points that has seen their popularity soar. "Investors are waking up to the notion that costs really matter," he said. "And the costs for investing, unlike most things that people buy, are the one part of life where you get what you don't pay for. To read more, please visit the Financial Standard website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

In case you missed it Ride the market to recovery By Robin Bowerman In many ways the biggest risk facing investors now is the impulse to make hasty, short-term decisions based on emotional factors rather than accepting where we are today and riding things out. Read more A different form of distancing By Tony Kaye Perhaps that is another form of social distancing we can practice – keep a healthy distance from that account balance until markets have returned to something resembling normal service. Read more

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