[Smart Investing] What goes up might come down | Diversifying and cutting costs with ETFs | At the heart of an investment portfolio

Click here to view online.             Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications 23 November 2015     In this edition       •     What goes up might come down     •     Diversifying and cutting costs with ETFs     •     At the heart of an investment portfolio     What goes up might come down "Compound interest is the eighth wonder of the world. He who understands it, earns it... he who doesn't... pays it." - Albert Einstein     Read more       Diversifying and cutting costs with ETFs It has been called adviser's alpha. This is the value that quality financial advisers can add by advising their clients on the fundamentals of sound wealth management.     Read more       At the heart of an investment portfolio One of the key drivers behind the impressive growth in the popularity of Exchange Traded Funds (ETFs) is their increasing use as the centrepiece in core-satellite investment strategies.     Read more           Vanguard in the news   Structural issues drag on emerging markets Elizabeth Somerville | 20 November   Speaking at a media briefing in Sydney last week, Vanguard Global Head of Investment Strategy Group, Joe Davis, presented a preview of the 2016 Vanguard Economic and Investment Outlook, including expectations for emerging markets.   To read more, please visit the Financial Observer website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. Quick links   Exchange Traded Funds   Performance   News and Commentary   Retail Managed Funds     Connect with us   LinkedIn   Twitter Client services   Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time).   Email: clientservices@vanguard.com.au   Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF Trading & Support team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time.   Unsubscribing from this email: To unsubscribe from Smart Investing™, please click here or contact us on 1300 655 101.   Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.   © 2015 Vanguard Investments Australia Ltd. All rights reserved.   Terms and conditions of use  |  Disclaimers  |  Privacy policy