[Smart Investing] Combining total-return investing with realistic investment expectations

Click here to view online.             Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications 04 November 2015     In this edition       •     Combining total-return investing with realistic investment expectations     •     Taking a personal perspective on the global retirement-incomes challenge     •     Into the super future     Combining total-return investing with realistic investment expectations How should investors deal with the outlook for continuing low-inflation, low-interest rates, subdued investment returns and slow global economic growth?     Read more       Taking a personal perspective on the global retirement-incomes challenge As Smart Investing recently discussed, Australia once again ranks third out of 25 countries in the latest Melbourne Mercer Global Pension Index in terms of the overall score for our retirement-income system's adequacy, sustainability and integrity.     Read more       Into the super future With an almost uncanny coincidence of timing, the respected Melbourne Mercer Global Pension Index was released within a day of the Federal Government's response to the recommendations of the Financial System Inquiry, chaired by David Murray.     Read more           Vanguard in the news   SMSF industry applauds long-awaited response to FSI Miranda Brownlee | 22 October   Vanguard welcomes the Australian government's intention to enshrine the objectives of the super system into law, but recognises more needs to be done to help Australians manage risk in their retirement years, says Robin Bowerman.   To read more, please visit the SMSF Adviser website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. Quick links   Exchange Traded Funds   Performance   News and Commentary   Retail Managed Funds     Connect with us   LinkedIn   Twitter Client services   Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time).   Email: clientservices@vanguard.com.au   Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF Trading & Support team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time.   Unsubscribing from this email: To unsubscribe from Smart Investing™, please click here or contact us on 1300 655 101.   Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.   © 2015 Vanguard Investments Australia Ltd. All rights reserved.   Terms and conditions of use  |  Disclaimers  |  Privacy policy