| Hi Aris, Welcome to this week's edition of Smart Investing. Just released Australian Tax Office data shows that over half of self-managed super funds invest more than 70% of their investments in just one asset class.
In our lead article this week Senior Personal Finance Writer Tony Kaye examines the ATO's SMSF asset allocation data in detail and explains how investors holding a mix of assets tend to experience lower portfolio volatility and more stable returns over time.
In our second article we focus on the likely fall in interest rates later this year and whether borrowers should consider investing the monthly repayment savings from their mortgage. We've done some calculations based on historical share market returns to show how investing small regular amounts can compound over time.
Lastly, our global economics team provides its latest forecasts for interest rates, inflation, employment and financial markets in Australia, the United States, China, the Euro area, the United Kingdom, emerging markets, and Canada.
| |
| Could your SMSF do with more diversification? Australian Tax Office Office data shows a high percentage of SMSFs are lacking portfolio diversification. Read article | |
|
|
|
| Giving your portfolio a caffeine inspired boost With interest rates likely to fall this year, borrowers could invest some or all of their mortgage repayment savings. Read article | |
|
|
|
| Our investment and economic outlook, February 2024 Read our region-by-region economic outlook and latest forecasts for investment returns. Read article | |
|
|
|
| Clock is ticking on a super free kick With ample time left before 30 June, now could be a good time to catch up on super. Read article | |
|
|
|
| How many ETFs do you need to build a portfolio? Adam DeSanctis, Vanguard’s Head of ETF Capital Markets in Australia, explains how to build an ETFs portfolio and mistakes to avoid. Read article | |
|
|
|
| Are the new bitcoin ETFs the gamechanger you’ve been waiting for? Follow the time-tested investment approaches based on positive real returns and enduring economic rationale. Read article | |
|
|
|
| Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. | |
| Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) (VIA) is the product issuer and operator of Vanguard Personal Investor. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270) (the Trustee) is the trustee and product issuer of Vanguard Super (ABN 27 923 449 966). The Trustee has contracted with VIA to provide some services for Vanguard Super. Any general advice is provided by VIA. The Trustee and VIA are both wholly owned subsidiaries of The Vanguard Group, Inc (collectively, "Vanguard").
We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink.
© 2024 Vanguard Investments Australia Ltd. All rights reserved.
Use of cookies
If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout .
To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy.
By using our website, you consent to the use of cookies as described above.
Terms and conditions of use | Disclaimers| Privacy policy| Cookie policy | |
| |
