Hi Aris, Welcome to this week's edition of Smart Investing. Invest in women: Accelerate progress is the underlying theme of this year's International Women's Day on 8 March. But it's evident many women face major financial challenges over time. Women typically earn less than men and retire with lower superannuation balances. In our lead article this week, Vanguard's Head of Financial Adviser Services, Rachel White, explains how female investors can significantly enhance their long-term financial outcomes with good planning and by taking early steps, even if they after choosing to time out of the workforce. Meanwhile, Vanguard's Senior Personal Finance Writer, Tony Kaye, interviews three female Vanguard investors to find out when and why they started investing, what they've learned along the way, and asks them what advice they would give to other investors. Read the article and watch the video. Lastly, we outline six easy steps that women can take to improve their long-term finances, drawing on a number of previously published Smart Investing articles. | |
| Why women should take early financial steps Many women will need to do more to build up their super balances by the time they retire. Read article | |
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| Three female investors tell their stories Despite coming from different backgrounds, these investors have a common drive to achieve long-term investment success. Read article | |
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| Six easy steps women can take to improve their financial outcomes These empowering strategies can help women take bigger financial strides over the long term. Read article | |
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| Could your SMSF do with more diversification? Australian Tax Office Office data shows a high percentage of SMSFs are lacking portfolio diversification. Read article | |
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| Giving your portfolio a caffeine inspired boost With interest rates likely to fall this year, borrowers could invest some or all of their mortgage repayment savings. Read article | |
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| Picking your retirement point Moving into pension mode is a big decision. Here’s some options and considerations. Read article | |
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