| Welcome to this week's edition of Smart Investing. | |
| Global share markets have repeatedly broken record highs this year, delivering strong returns for many investors using index-tracking ETFs and funds. Yet, the latest Standard & Poor's Index Versus Active (SPIVA) Scorecard covering Australia shows many active fund managers have underperformed. See all the performance results, sector by sector, in this week's lead article.
Meanwhile, Vanguard's How Australia Retires 2025 report has once again highlighted the growing issue of retirement and mortgage debt. Many working Australians are not confident about their financial futures because they expect to retire with a mortgage. Read our second article to find out more.
Lastly, another area of concern is the general lack of financial and investment product knowledge of many Australians. Our research shows a large percentage of Australians have a limited understanding of superannuation, mortgages, shares and other securities. We discuss a range of potential solutions. | |
 | | Five key building blocks that could lead to a more confident retirement | Learn about the practical steps you can take today to work towards a more confident retirement.
Learn more | | | |
 | | Our investment and economic outlook, September 2025 | Our latest forecasts for investment returns and region-by-region economic outlook.
Learn more | | | |
 | | Vanguard’s research shows Australians continue to have gaps in financial literacy | New findings show Australians remain confused about basic financial concepts and retirement rules.
Learn more | | | |
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Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. | |
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