Preparing for another savings pinch | Why rebalance a multi-asset portfolio | Two mental investment traps

Preparing for a savings pinch. Rebalancing portfolios. Investing traps

Having trouble viewing this email? View Online Hi Aris, Welcome to this week's edition of Smart Investing. While another cut to official interest rates could be coming very soon, many financial institutions have already been reducing their savings account interest rates. We examine how savings rates have been falling over time and some alternative investment options for investors to generate income. Our second article this week looks out why rebalancing is an essential part of managing a multi-asset portfolio effectively. As well as staying aligned to your risk profile, doing so can significantly improve the success of your investment strategy over time. Lastly, do you suffer from loss aversion or recency bias? We explain what these two behavioural investment biases are, and how Vanguard's four principles for investing success can help you to manage them.   LATEST INSIGHTS Preparing for another savings pinch The bad news for savers relying on income returns is set to continue. Read article Why rebalance a multi-asset portfolio? Maintaining diversification, managing risk, and enhancing long-term returns. Read article How behavioural biases could be hurting your investment returns Two mental traps that could be affecting your investing. Read article In case you missed it Vanguard research finds $185 billion in excess cash savings could be unlocked Retail investment reforms hold key to driving greater financial security. Learn more Expect currency to play a smaller role in future returns U.S. dollar depreciation this year has driven international equity outperformance. Learn more Our investment and economic outlook, July 2025 Lorem ipsum dolor sit amet consectetur. Pulvinar placerat convallis duis consectetur... Learn more Connect with Us Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. 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