It’s super hump month. Make the most of it | Three financial wellness steps | Preparing your kids

It's super hump month. Three financial steps. Preparing your kids

View this email online Hi Aris, Welcome to this week's edition of Smart Investing. We're already nearing the halfway point of the 2024-25 financial year and that means it's "super hump month" in terms of making the most out of your annual superannuation contribution limits. In our lead article this week, Vanguard's Senior Personal Finance Writer, Tony Kaye, outlines six ways to get extra money into your super fund account over the remaining six months of this financial year based on the statutory increases to concessional and non-concessional contribution limits that came into effect on 1 July 2024. Meanwhile, with inflation remaining above the Reserve Bank's 2-3% target band and a cut to its official cash rate still off the cards, now could be an opportune time to look at some proven financial wellness strategies. Our second article focuses on three simple steps that can make a big difference in enabling you to achieve your long-term financial goals. Lastly, what are some of the ways you can prepare your kids for financial success? We examine some investing strategies that may suit children at different stages of life, from the very young through to young adults, and profile Vanguard Personal Investor Kids Accounts.  LATEST INSIGHTS It’s super hump month. Make the most of it Six ways to get more money into your superannuation fund. Read article Three simple steps for financial wellness If money’s too tight to mention, here’s some small steps that can make a difference. Read article Preparing your kids for financial success Here's some easy money management skills for children of different ages. Read article In case you missed it October wobbles fail to dent ETF inflows A new record for ETF inflows, with two months of the year still to be added. Read article Measuring up the price of shares Analysts have many financial measures to value companies. Here's a brief overview. Read article Ways to use ETFs in your portfolio Investors can incorporate ETFs as a stable core or as diversifiers. Read article Connect with Us Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer and the Operator of Vanguard Personal Investor. We have not taken your objectives, financial situation or needs into account when preparing the information so it may not be applicable to the particular situation you are considering. You should consider your objectives, financial situation or needs, and the disclosure documents for the product before making any investment decision. Before you make any financial decision, you should seek professional advice from a suitably qualified adviser. A copy of the Target Market Determinations ("TMDs") for Vanguard's financial products can be obtained at vanguard.com.au free of charge and includes a description of who the financial product is appropriate for. You should refer to the TMD of the product before making any investment decisions. You can access our IDPS Guide, PDSs Prospectus and TMD at vanguard.com.au or by calling 1300 655 101. Past performance information is given for illustrative purposes only and should not be relied upon as, and is not, an indication of future performance. This publication was prepared in good faith and we accept no liability for any errors or omissions. © 2024 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy