| Hi Aris, Welcome to this week's edition of Smart Investing. Private credit investment products appear to be proliferating across Australia, in some cases purporting to be term deposit funds. But they carry significant potential risks for investors. In our lead article this week, Vanguard's Senior Personal Finance Writer, Tony Kaye, delves into the world of private credit investments, also known as shadow banking. Due to its lack of transparency, it's an area that banking authorities and regulators are closely monitoring. Our second article road tests self managed super funds (SMSFs) against APRA-regulated super funds. Both have pros and cons, and how you invest your super ultimately comes down to your retirement savings strategy over the longer term. Learn more about the super route options. In our third article we cover the differences between managed funds and exchange traded funds (ETFs). What type of fund is best for you? As always, that comes down to your personal strategy, but we explain the inner workings of both forms of investment fund products. Do you have a good investor story to tell? We're especially keen to hear from Vanguard investors who are close to retirement, or already retired. If you're interested in being interviewed for our investor story video series, please send us an email to corpcommsaustralia@vanguard.com.
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