| Hi Aris, Welcome to this week's edition of Smart Investing. The new financial year has started and now is often an opportune time to review your asset allocations. It's definitely worth checking whether your portfolio drifted off course over the 2023-24 financial year. In our lead article this week, Vanguard's Senior Personal Finance Writer, Tony Kaye explains how you can track your portfolio drift and points to some different ways you can rebalance your investment holdings if you choose to do so. But, he also notes that another approach is just to leave the rebalancing task to the investing experts. Read on to find out more. Our second article reviews the federal government's Stage 3 tax cuts that came into effect on 1 July. While it's not an option for everyone, those with the financial capacity to invest their extra income could consider deploying some or all of their tax savings as part of a long-term dollar-cost averaging strategy. We explain how. Meanwhile, in our third article, we detail the range of superannuation changes that also came into effect on 1 July. They include higher annual concessional and non-concessional contribution limits. The changes will help millions of Australians to boost their super balance.
| |
| Striking a balance in the new financial year By doing a few calculations you can easily see if your portfolio is still on track. Read article | |
|
|
|
| Spending your kids’ inheritance Putting your new tax savings to good use Consider deploying your extra cash as part of a regular investing strategy. Read article | |
|
|
|
| The superannuation changes from 1 July The super changes that came into effect from the start of the 2024-25 financial year. Read article | |
|
|
|
| Australia’s midyear economic and investment update Our latest forecasts for the Australian economy and investment returns in 2024. Read article | |
|
|
|
| Higher rates to stay, though policy divergence won’t The U.S. Fed is unlikely to cut rates in 2024. What does that mean for other regions? Read article | |
|
|
|
| Less globalisation may not mean higher U.S. inflation Why slowing globalisation is unlikely to lead to worrying inflation. Read article | |
|
|
|
| Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. | |
|
Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) (VIA) is the product issuer and operator of Vanguard Personal Investor. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270) (the Trustee) is the trustee and product issuer of Vanguard Super (ABN 27 923 449 966). The Trustee has contracted with VIA to provide some services for Vanguard Super. Any general advice is provided by VIA. The Trustee and VIA are both wholly owned subsidiaries of The Vanguard Group, Inc (collectively, "Vanguard").
We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink.
© 2024 Vanguard Investments Australia Ltd. All rights reserved.
Use of cookies
If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout .
To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy.
By using our website, you consent to the use of cookies as described above.
Terms and conditions of use | Disclaimers| Privacy policy| Cookie policy | |
