| Welcome to this week's edition of Smart Investing.
Australia's population is set to increase by more than 50% over the next 40 years, and by 2062-63 one quarter of Australians will be aged 65 and over. That's according to the recently released Intergenerational Report 2023, which also predicts a sharp rise in average life expectancies from the current levels.
In our lead article this week, Balaji Gopal, Vanguard's Head of Financial Adviser Services, says that setting up the next generations of retirees will be more critical than ever. This will need to start with Generation Alpha, our newest cohort, some of whom are yet to be born.
Meanwhile, our second article explores why investors should consider locking in higher long-term yields now. We've undertaken detailed financial analysis to show how bonds have outperformed cash returns over time following the end of interest rate lifting cycles.
Lastly, in our third article, we list three common investing mistakes that are often made during periods of market volatility and, most importantly, how to avoid making them.
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 | Setting up the next generations of retirees With average life expectancies rising, early investment education and financial advice will become increasingly critical. Read article | |
 | Why it makes sense to lock in higher long-term yields The case for bonds remains strong, with bonds typically outperforming cash when rate hikes end. Read article | |
 | Mistakes to avoid when markets are turbulent These three common mistakes are easy to avoid. Making them could be costly. Read article | |
 | Why strategic asset allocation is a better tactic for investors Why strategic asset allocation is a better tactic for investors Read article | |
 | Comparing exchange traded funds with listed investment companies ETFs and LICs may appear to be similar products, but they're very different. Read article | |
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