| What the ASX says about young investors. Home downsizing gains. Retirement spending fears. | | View this email online |  |  | Welcome to this week's edition of Smart Investing.
The just-released ASX Australian Investor Study 2023 shows young investors aged 18 to 24 now make up almost 10% of Australia's total pool of investors. They're a different breed to older investors. Rather than mainly being focused on returns, their biggest goal is to build sustainable income.
Our lead article profiles the next generation of investors, including where and how they're typically investing, their primary areas of focus, their level of diversification, and how they're being informed.
This week we also look at home downsizing in Australia for the purpose of getting more money into superannuation. The Australian Tax Office has kindly provided us with its latest data on the use of the home downsizer measure, which is now open to eligible Australians aged 55 and over. Plus we include some interesting data on home downsizing trends in the United States based on new Vanguard research.
Of course, unlocking home equity to boost one's super balance is one thing. Spending it in retirement is another. Many Australian retirees are fearful of spending too much. We explore three behavioural factors that can affect retirement spending and some strategies to help overcome spending stress. | | | | | Why young investors are more risk averse | | The ranks of young Australian investors have swelled over the last two years. And many have very different investment objectives and strategies to older investors. | | Read article | | | | | | | More Australians are unlocking home equity to fund retirement | | A growing number of Australians are downsizing their home to fund their retirement. Here's the latest data from the ATO on use of the downsizer measure. | | Read article | | | | | | | Three behavioural factors that can affect retirement spending | | Most Australian work hard to build up their nest egg but many are hesitant to spend it when they retire. | | Read article | | | | | | | More than 1.5 million Australians investing in ETFs | | The ASX Australian Investor Study 2023 has highlighted the growing popularity of ETFs among Australian investors and explains the key reasons why more investors are adding them to their portfolios. | | Read article | | | | | | | Australians need a retirement confidence boost | | Giving Australians better access to high-quality and more affordable financial advice is imperative. | | Read article | | | | Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
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