Tuesday, September 1, 2020

[Smart Investing] Your super fund, your choice

Investments and personal finance insights from Vanguard Australia
image

2 September 2020

In this week's Smart Investing, we discuss the recent changes to superannuation legislation that allows more Australians to choose their super fund.

Vanguard Senior Financial Writer Tony Kaye also takes a look at the surge in retail day-trading activity that is causing concern for ASIC.

Lastly, we have included a piece on the importance of asset allocation and the fundamental role it plays during portfolio construction.

As always, feel free to email us with your questions or feedback. 

Regards,

Robin Bowerman
Robin Bowerman
Head of Corporate Affairs
Vanguard Australia

Your super fund, your choice
Choice is inherently regarded as a good thing, particularly in these COVID-affected times when some of our basic choices have had to be suspended for the greater community good. 
The investor warning signs ASIC is watching
By: Tony Kaye
Amidst the COVID-19 pandemic there's been a surge in day-trading activity by retail investors chasing quick wins. 
Asset allocation as a guiding light
What should come first, and what is fundamentally more important than picking specific investments, is determining your asset allocation.
2020 Vanguard Index Chart
VANGUARD IN THE NEWS
SMSFs and COVID: the biggest trends in 5 charts
Emma Rapaport | Morningstar | 26 Aug 2020
The 2020 Vanguard/Investment Trends SMSF Investor Report surveyed trustee's response to the pandemic market sell-off and asked how they're positioning for the future. Here are this year's biggest trend.

To read more, please visit the Morningstar website.

Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

IN CASE YOU MISSED IT
Navigating the new assets test limit
By: Tony Kaye
Millions of Australians receiving a full or part Age Pension had a welcome boost at the start of July in the form of further increases to assets test limits.
Coping with market volatility
By: Robin Bowerman
Recent volatility in investment markets can be frightening when you're saving for retirement, but one of the key lessons from history is that volatility is a normal and necessary part of investing.
CLIENT SERVICES

Online:
Click here to see contact details for the Vanguard Client Services Team around Australia.

Email:   clientservices@vanguard.com.au

Telephone:  1300 655 101
Monday to Friday, 8:00am to 6:00pm AEST

Vanguard ETF Trading & Support Team:   1300 655 888
Monday to Friday, 9:00am to 5:00pm AEST

Unsubscribe:
To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101.

General advice warning
Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink.

Use of cookies
If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information.

Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout.

To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy.

By using our website, you consent to the use of cookies as described above.

Terms and conditions of use   |   Disclaimers   |   Privacy policy   |   Cookie policy

© 2020 All Rights Reserved, Vanguard Investments Australia Ltd.