[Smart Investing] Advice to the next gen

Investments and personal finance insights from Vanguard Australia

19 February 2020 Hi everyone, Several readers have asked how they can encourage their children to invest so following on from the article on advice for my twenty-something self, I've written a piece that hopefully encourages the next generation of investors. For our second article, Vanguard's financial writer Tony Kaye asked the ATO for never-been-published data on the Federal Government's downsizer legislation and outlines considerations for those considering the downsizer measure. We've also included an article penned by Vanguard's Head of Product, Evan Reedman, who shares his thoughts on what 2020 holds for low-cost funds. As always, feel free to email us with your questions or feedback. Until next week. Robin Bowerman Head of Corporate Affairs Vanguard Australia

Advice to the next gen By Robin Bowerman Creating clear, appropriate investment goals from a young age will reveal enormous benefits later in life, whether that means financial security or having the means to support the lifestyle you want. Read more

Understanding the dangers with downsizing and super By Tony Kaye There are often upsides and downsides in any piece of legislation, especially when it comes to superannuation. That's the case with the Federal Government's "downsizer measure" announced in the 2017-18 budget, which came into effect on 1 July, 2018. Read more

What 2020 holds for low cost funds By Evan Reedman While there are a range of views on what this year's market conditions and economic growth rate might be, it is safe to say that the plethora of voices are largely in agreement that investors should brace themselves for a lower returns for a much longer period global growth scenario. Read more

Vanguard in the news Recognising emotional value a must Self Managed Super | Darin Tyson-Chan | 13 Feb 2020 The multidimensional aspects of value financial advisers need to be conscious of are portfolio value, consisting of portfolio construction and client risk tolerance, financial value, referring to the attainment of financial goals, and emotional value, associated with financial peace of mind, Vanguard investment strategy group senior research analyst Cyndy Pagliaro told delegates at the Sydney leg of her organisation's adviser roadshow today. To read more, please visit the Self managed super website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

In case you missed it To hedge or not - the portfolio currency hedging decision By Robin Bowerman When your portfolio includes international shares and bonds chances are you will have spent some time considering what, if any, hedging you should use to counteract the impact of currency movements. Read more Factors to consider when investing in direct shares By Robin Bowerman If you are thinking about taking the leap to invest in direct shares, here are some factors to consider. Read more

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