Investing Money: February 2020

Tuesday, February 25, 2020

[Smart Investing] Investing with small amounts

Investments and personal finance insights from Vanguard Australia

26 February 2020

Hi everyone,

For many, the word investment is often linked to the notion of owning a property or the image of cashed-up individuals watching the stock market closely, both of which could be a bit far from the reality of those with only small amounts of money available for investing. Our first article this week looks at how you might get started on your investment journey even if you only have small amounts of money to invest. Vanguard financial writer Tony Kaye explains the ins and outs of factor-based investing and how a factor strategy could be used in a portfolio in our second article and in our third article, we explain the concept of hedging and what it means to use a hedged portfolio.

As always, feel free to email us with your questions or feedback.

Until next week.

Robin Bowerman
Head of Corporate Affairs
Vanguard Australia

Investing with small amounts

By Robin Bowerman

What's the best way to invest when you only have small amounts of money available?

The investment portfolio X factor

By Tony Kaye

Factor-based investing represents a dynamic tool designed to help investors achieve specific investment goals. So what exactly is it?

Hedging in ETFs

By Robin Bowerman

As international investing grows in popularity among Australians, many investors are asking questions about the effect of foreign exchange rate movements on their portfolio and seeking information on currency hedging.

Vanguard in the news

How Vanguard is moving in on wealth as the banks move out

Australian Financial Review | Aleks Vickovich | 17 Feb 2020

Morningstar's global CEO is bullish on Vanguard's chances of success in Australia as the trends towards low cost investment management and brokerage and independent financial advice accelerate. Those shifting dynamics provide an attractive platform for low cost ETF pioneer Vanguard, which harbours plans to expand its Australian footprint.

To read more, please visit the AFR website.

Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

In case you missed it

Nearing retirement? 7 steps to take before you leave work

By Robin Bowerman

Have you got enough? Have you had enough? Do you have enough to do? To increase the odds that your retirement fantasy matches the reality, first consider these three simple questions.

A high return in a low-rate world

By Robin Bowerman

With Australia's official cash rate sitting at record-lows, consider these things before you take a breather on your debt repayments.

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Tuesday, February 18, 2020

[Smart Investing] Advice to the next gen

Investments and personal finance insights from Vanguard Australia

19 February 2020

Hi everyone,

Several readers have asked how they can encourage their children to invest so following on from the article on advice for my twenty-something self, I've written a piece that hopefully encourages the next generation of investors. For our second article, Vanguard's financial writer Tony Kaye asked the ATO for never-been-published data on the Federal Government's downsizer legislation and outlines considerations for those considering the downsizer measure. We've also included an article penned by Vanguard's Head of Product, Evan Reedman, who shares his thoughts on what 2020 holds for low-cost funds.

As always, feel free to email us with your questions or feedback.

Until next week.

Robin Bowerman
Head of Corporate Affairs
Vanguard Australia

Advice to the next gen

By Robin Bowerman

Creating clear, appropriate investment goals from a young age will reveal enormous benefits later in life, whether that means financial security or having the means to support the lifestyle you want.

Understanding the dangers with downsizing and super

By Tony Kaye

There are often upsides and downsides in any piece of legislation, especially when it comes to superannuation. That's the case with the Federal Government's "downsizer measure" announced in the 2017-18 budget, which came into effect on 1 July, 2018.

What 2020 holds for low cost funds

By Evan Reedman

While there are a range of views on what this year's market conditions and economic growth rate might be, it is safe to say that the plethora of voices are largely in agreement that investors should brace themselves for a lower returns for a much longer period global growth scenario.

Vanguard in the news

Recognising emotional value a must

Self Managed Super | Darin Tyson-Chan | 13 Feb 2020

The multidimensional aspects of value financial advisers need to be conscious of are portfolio value, consisting of portfolio construction and client risk tolerance, financial value, referring to the attainment of financial goals, and emotional value, associated with financial peace of mind, Vanguard investment strategy group senior research analyst Cyndy Pagliaro told delegates at the Sydney leg of her organisation's adviser roadshow today.

To read more, please visit the Self managed super website.

Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.