 |  | |  |  |  |  | | Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications | | |  |  | |  | |  | | 10 November 2014 | | | | | | | |  | |  | |  | | |  | Beating the October blues "OCTOBER: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August, and February." | |  | Read more | | | | |  |  |  |  |  | | Vanguard in the news Market crashes: opportunity or risk Staff reporters | 22 October 2014 Vanguard research once showed that rainfall is a better predictor of future market returns than trend GDP growth, earnings growth, interest rates, or analyst forecasts. So, breathe. Go to the beach. hang out with your friends. Stop checking your portfolio. Life will go on. To read more, please visit the The Motley Fool website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. |  | QUICK LINKS |  | Exchange Traded Funds Performance News and Commentary Retail Managed Funds | |  | | | | | | | |  |  |  |  |  |  | Client services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time. Vanguard ETF Help desk: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time. Unsubscribing from this email: To unsubscribe from this newsletter, please click here or contact us on 1300 655 101. General advice warning Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. © Copyright 2014 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use | Disclaimers | Privacy policy |  | |  |  |  |  |  |  | | | |