[Smart Investing] The price of trust; Where does the pension fit with your retirement savings?; Not quite Usain Bolt
click here to view the online version of this email
20 August 2012
The price of trust
There is one element of our superannuation system that money cannot buy – trust. Despite successfully developing into an industry now responsible for the management of more than $1.4 trillion of Australians' retirement savings, super funds fundamentally rely on the confidence of their members to continue to operate.
Where does the pension fit with your retirement savings?
Given that the vast majority of retirees currently rely on a full or part age pension, it's vital for most of us to consider where this income source fits in with our overall retirement savings and income.
These links show a copy of the article (where freely available), or the publisher's website if a subscription is required.
It all adds up
Janice Mace, 10 August 12 A dollar saved is a dollar earned. With markets continuing to provide a bumpy ride and returns remaining low, investors seem determined to apply this old adage and are searching for ways to save.
We will keep your details so that in future we can also send you marketing material on products and services offered by us. (By providing your details you agree we can do so.) You can let us know at any time if you no longer wish to receive information from us. We may provide your details to our service providers - for example, the mailhouses which dispatch our publications - or to market research companies which conduct research for us. You can access or update your contact details at any time by contacting Vanguard on 1300 655 101. To view our full privacy policy, which outlines what we will do with any information we collect from you, click here or contact us to request a copy.
Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS online or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.