[Smart Investing] Great expectations; ATO focuses on novice investors; Investment Trends Survey
click here to view the online version of this email
15 June 2012
Great expectations
Many baby boomers would, no doubt, take hoped-for inheritances into account when calculating how much to save for retirement. But how realistic is it to assume that an expected inheritance from ageing parents will provide a perhaps much-needed boost to retirement savings?
A key part of sound personal finance practice is to ensure you have at least a broad knowledge of how tax applies to your investments - and to understand the need to gain professional tax advice when necessary.
Vanguard is committed to continually improving our services to clients. One tool that helps us to do this is the annual Investment Trends member sentiment survey.
Vanguard and Investment Trends would like to hear about your views on the financial industry overall and specifically how we can improve our services to you. You can access the 15-25 minute survey by following the link below.
These links show a copy of the article (where freely available), or the publisher's website if a subscription is required.
Focus on gold and dividend yields
John Beveridge , 05 Jun 12
Investors today are sitting in two camps - the uber-bears who are flocking to the safety and tiny returns offered by bonds and the opportunists who think the current air of crisis is exposing a world full of tempting bargains.
We will keep your details so that in future we can also send you marketing material on products and services offered by us. (By providing your details you agree we can do so.) You can let us know at any time if you no longer wish to receive information from us. We may provide your details to our service providers - for example, the mailhouses which dispatch our publications - or to market research companies which conduct research for us. You can access or update your contact details at any time by contacting Vanguard on 1300 655 101. To view our full privacy policy, which outlines what we will do with any information we collect from you, click here or contact us to request a copy.
Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS online or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.