10 November 2021
Hi everyone,
In this week’s Smart Investing, we take a closer look at cryptocurrency and why we believe their long-term investment case is weak based on their highly speculative current state.
Senior Personal Finance Writer, Tony Kaye, also discusses the pitfalls of individual stock picking and why investors using software programs built on trading algorithms still cannot perfectly time the market.
Lastly, our Head of Intermediary, Rebecca Pope, explains why financial advisers were the original ETF 'finfluencers' and how they now use ETFs in their clients' portfolios to achieve diversification and long-term returns.
Regards, | | 
Robin Bowerman
Head of Corporate Affairs
Vanguard Australia | | | | | Cryptocurrencies and Vanguard: what we think | | Like most things with a rising price tag, cryptocurrencies have garnered global recognition and interest for their sudden increase in value. From experienced investors to individuals just beginning their investment journey, many are wondering: are cryptocurrencies something I should look into? Here’s Vanguard’s take. | | Read article | | | | | | | The pitfalls of stock picking | | Searching the stock market for suitable companies to invest in can be similar to hunting for a needle in a haystack, even for those using software programs and trading algorithms. This in part is why more and more investors are turning to managed funds and ETFs to track the returns of a total market instead. | | Read article | | | | | | | Advisers: the original ETF finfluencers | | Before ETFs became a trending topic on social media and before the rise of the 'finfluencer', financial advisers were amongst the first to appreciate the many benefits of ETFs and how they could be incorporated into an investment portfolio. | | Read article | | | | | 2 top Aussie shares ETFs for 2021 and beyond | | Best ETFs | 5 Nov 2021
The Vanguard VHY ETF provides exposure to the largest dividend -paying Australian shares, based on market capitalisation and forecast dividend yield. It tracks the FTSE Australian High Dividend Yield Index. The index excludes real estate investment trusts (REITs) and caps the total exposure to any sector/industry at 40%. The Vanguard MSCI Index International Shares ETF (ASX:VGS) might be one of the leading ways to passively invest on the ASX.
To read more, please click here. | | | | | The dos and don'ts of revenge spending | | After months in lockdowns and living under tight restrictions, many Australians have gone on a "revenge spending " spree. But before you go out and buy buy buy, do a financial stocktake to see if those purchases are viable and that your emotions aren't ruling your reality. | | Read article | | | | | | | Planning your financial legacy | | Beyond accumulating wealth over time, planning your financial legacy is one of the most important aspects of estate planning. With the greatest family wealth transfer set to occur in the next 20 to 30 years, here are a few things investors should consider when planning. | | Read article | | | | Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
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