27 October 2021
Hi everyone,
In this week’s Smart Investing, Senior Personal Finance Writer Tony Kaye discusses the importance of estate planning and what investors should consider when deciding on how to distribute their wealth to the next generation.
We also take a look at retirement spending and the behavioural factors prohibiting retirees from drawing down on their nest egg even when it’s time to do so.
Lastly, we have included a piece by our Senior Investment Strategist, Kevin DiCiurcio, on why bonds still provide diversification benefits in a balanced portfolio despite rising inflation and interest rates.
Regards, | | 
Robin Bowerman
Head of Corporate Affairs
Vanguard Australia | | | | | Planning your financial legacy | | Beyond accumulating wealth over time, planning your financial legacy is one of the most important aspects of estate planning. With the greatest family wealth transfer set to occur in the next 20 to 30 years, here are a few things investors should consider when planning. | | Read article | | | | | | | Three behavioural factors that can affect retirement spending | | Retirees work hard to build up their nest egg but many are hesitant to spend it when the time comes. Here are three behavioural factors that affect retirement spending and how you can overcome them to ensure you make the most of your later years. | | Read article | | | | | | | Inflation, diversification, and the 60/40 portfolio | | Vanguard finds it will take a lot more inflation than we expect to affect diversification in a balanced portfolio. | | Read article | | | | | Are these 2 ETFs among the ASX’s best Australian shares investments? | | Best ETFs | 23 October 2021
The Vanguard VAS ETF provides exposure to the largest 300 Australian shares, based on market capitalisation. This is a low-cost way to access top Australian companies through a single fund.
To read more, please visit the Best ETFs website. | | | | | What are active ETFs? | | What are active ETFs and how do they differ to index-managed ETFs and actively managed funds? What are some factors to consider before investing in an active ETF? Read on to find out. | | Read article | | | | | | | Exchange traded funds reach new heights | | Despite more volatile market conditions, investor inflows into exchange traded funds (ETFs) continued at a record pace in Q3 2021. | | Read article | | | | Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
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