| Hi Aris, Welcome to this week's edition of Smart Investing. In the United States, under national legislation enacted 20 years ago, April is designated as Financial Literacy Month. The aim, of course, is to help improve financial literacy levels across all age groups. In our lead article this week Vanguard's Head of Client Experience, Balaji Gopal, notes that Australia is behind the eight ball on improving financial literacy levels, and that professional financial advisers can play and important role in the process. Our second article looks at the risk-reward time spectrum, the role of diversification in investing, and the benefits of compounding returns. Lastly, do you know your ETPs from your ETFs, and your NAVs from your DRPs? We explain nine common acronyms every investor in managed funds should know.
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| Getting to a higher level of financial literacy in Australia Australia is not at the same level as the U.S. in terms of having a national approach to developing financial capabilities. Read article | |
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| The advantages of investing early Time can actually decrease your risk while increasing your reward Read article | |
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| Why you should mind your ETPs and other investing acronyms Understand the differences between ETFs, MFs, and other common fund terms. Read article | |
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| Life in retirement keeps getting more expensive The latest rise in the Age Pension rate still falls short of what many people may need to have a modest lifestyle in retirement. Read article | |
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| The potential estate complexities of dying without a will Having a legally valid will can go a long way to avoiding disputes over the division of your assets. Read article | |
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| Connecting an adviser with your children How parents and advisers can work together to manage intergenerational wealth transfers. Read article | |
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