| Welcome to this week's edition of Smart Investing. | |
| Low interest rates have intensified the search for higher income returns. The challenge for investors is knowing where to look and what to avoid. Read our lead article.
In our second article, the Tax Office is baring its teeth on early super withdrawals. It's a growing problem that the ATO wants to stamp out. Read more.
Finally, in the third of our four-part series on budgeting, learn about the zero-based budget method. | |
 | | Drivers of short- versus long-term global returns | Over longer periods valuations act like gravity, pulling returns back down.
Learn more | | | |
 | | Our investment and economic outlook, October 2025 | Our latest forecasts for investment returns and region-by-region economic outlook.
Learn more | | | |
 | | How to budget using the pay-yourself-first method | Here’s three simple steps to create a budget that involves paying yourself before paying your bills.
Learn more | | | |
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Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. | |
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