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Hi Aris, Welcome to this week's edition of Smart Investing.
We've just crossed into June and millions of Australians with mortgages are likely to get a cash boost this month, thanks to the Reserve Bank's recent official interest rate cut. Aside from keeping the extra cash, mortgage holders have the choice of keeping their repayments the same, to help pay down their loan sooner. Or, another option could be to invest the same amount of money into an index-tracking shares fund.
In our lead article this week we crunch the numbers on both options, and you may be very surprised by the potential results over the term of a 25-year mortgage.
Meanwhile, equity and fixed income markets took less than a month to recover after U.S. tariff announcements in early April sent them reeling. Kevin Khang, Vanguard Senior International Economist, explains in our second article that this has given investors a valuable opportunity to reexamine their relationship with risk.
Lastly, when it comes to investing, markets volatility is largely unpredictable. But there is one thing you can control, and ultimately it is one of the biggest factors that will determine the size of your investment returns over the long term. Read more to find out how you can take control.
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| | Why investing extra money from a rate cut can be a better long-term option. Read article | |
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| | Investors have faced a wild ride in 2025. The excitement may not be over. Read article | |
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| | The one element in investing you really can control. Read article | |
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| New SMSF trustees propel uptake of financial advice But this $1 trillion superannuation sector still has significant advice gaps. Learn more | |
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| Tariff strife on hold as other risks simmer A volatility whiplash cedes attention to U.S. deficits and Treasuries. Learn more | |
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| Our investment and economic outlook, May 2025 Our latest forecasts for investment returns and region-by-region economic outlook. Learn more | |
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| Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. | |
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