SMSF advice uptake rises, but gaps remain: Vanguard/Investment Trends Report | Tariff strife on hold as other risks simmer | Vanguard's May investment and economic outlook

SMSF advice uptake rises. Tariff strife on hold. Our May update.

View this email online Hi Aris, Welcome to this week's edition of Smart Investing. The just-released 2025 Vanguard/Investment Trends SMSF Report shows the uptake of financial advice by new self managed super fund trustees is increasing. But only 24% of trustees are currently being advised, despite gaps in areas such as intergenerational wealth transfers, and estate, tax and retirement planning.  Check out the key findings from the 20th edition of the latest annual SMSF report, including the current SMSF trends around establishments, wind-ups, average account balances, asset allocation, and financial advice. Meanwhile, our second article this week examines what has changed on global financial markets since the sharp downturn in April. In an unlikely sequence of events, markets have just navigated a dramatic round-trip: a sharp spike in volatility and a market sell-off, followed by an equally swift return to relative calm. What comes next? In our latest investment and economic outlook, we survey the global economy and highlight changes to our financial market performance forecasts. Lastly, we point out a superannuation free kick that's there for the taking, depending on your personal circumstances. It's all about using up unused concessional contributions from previous financial years, and one of them is about to expire. It's a case of use it before 30 June, if you can, or lose it.   LATEST INSIGHTS New SMSF trustees propel uptake of financial advice But this $1 trillion superannuation sector still has significant advice gaps. Read article Tariff strife on hold as other risks simmer A volatility whiplash cedes attention to U.S. deficits and Treasuries. Read article Our investment and economic outlook, May 2025 Our latest forecasts for investment returns and region-by-region economic outlook. Read article In case you missed it Vanguard Australia ETF investors stayed the course in April Vanguard saw record ETF inflows in April despite heavy market volatility. Learn more The superannuation changes from 1 July The super changes coming into effect in the 2025-26 financial year. Learn more Measuring up the price of shares Analysts have many ways to look for companies. The diversification route is smarter. Learn more Connect with Us Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) (VIA) is the product issuer and operator of Vanguard Personal Investor. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270) (the Trustee) is the trustee and product issuer of Vanguard Super (ABN 27 923 449 966). The Trustee has contracted with VIA to provide some services for Vanguard Super. Any general advice is provided by VIA. The Trustee and VIA are both wholly owned subsidiaries of The Vanguard Group, Inc (collectively, "Vanguard"). We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2025 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout . To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers| Privacy policy| Cookie policy

Vanguard ETF investors stayed the course in April | The superannuation changes from 1 July | Measuring up the price of shares

Vanguard's record inflows. Incoming super changes. Measuring shares.

View this email online Hi Aris, Welcome to this week's edition of Smart Investing. April was a volatile time for share market investors around the world, but the bad investment weather didn't deter many investors. In fact, for Vanguard, it was a record month in terms of exchange traded fund inflows. Read our lead article to find out more, including the ETF segments capturing the biggest amounts of investment capital.    Meanwhile, once again, a number of superannuation changes will come into effect from the start of July. In our second article, we explain what they are, and how they are likely to impact you.  Lastly, company analysts use a range of different financial measures to look for companies to invest in. Yet, when it comes down to it, many end up with different valuations. It's why the diversification route using ETFs make a lot of sense. LATEST INSIGHTS Vanguard Australia ETF investors stayed the course in April Vanguard saw record ETF inflows in April despite heavy market volatility. Read article The superannuation changes from 1 July The super changes coming into effect in the 2025-26 financial year. Read article Measuring up the price of shares Analysts have many ways to look for companies. The diversification route is smarter.  Read article In case you missed it How Vanguard has changed investing for Australians Reflections from Vanguard Australia's founding managing director, Jeremy Duffield. Learn more The steady road to building wealth How a managed investment strategy using ETFs could boost your wealth. Learn more Ways to use ETFs in your portfolio Investors can incorporate ETFs as a stable core or as diversifiers. Learn more Connect with Us Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) (VIA) is the product issuer and operator of Vanguard Personal Investor. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270) (the Trustee) is the trustee and product issuer of Vanguard Super (ABN 27 923 449 966). The Trustee has contracted with VIA to provide some services for Vanguard Super. Any general advice is provided by VIA. The Trustee and VIA are both wholly owned subsidiaries of The Vanguard Group, Inc (collectively, "Vanguard"). We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2025 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout . To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers| Privacy policy| Cookie policy

How Vanguard has changed investing for Australians | The steady road to building wealth | Ways to use ETFs in your portfolio

How Vanguard has changed investing. Steady road to wealth. Using ETFs.

View this email online Hi Aris, Welcome to this week's edition of Smart Investing. When Jeremy Duffield founded Vanguard’s Australian operations in 1996, index investing was considered a novelty. Fast-forward to today and Vanguard is Australia's largest ETFs manager, with more than $70.5 billion in investors' assets under management as at 30 April 2025. In our lead article Jeremy reflects on his career and experiences bringing Vanguard and index investing to Australia. Did you know the estimated combined fortunes of Australia's 200 wealthiest people and families has surged by more than 50% over the last five years? That's very impressive, but the average returns from various share markets, including Australia's, have been considerably higher. We look at the returns from three Vanguard equities ETFs, based on an initial $10,000 investment in April 2020, to illustrate the point. Lastly, we look at some ways investors are using ETFs in their portfolios, depending on their investment goals and portfolio strategy.       LATEST INSIGHTS How Vanguard has changed investing for Australians Reflections from Vanguard Australia's founding managing director, Jeremy Duffield. Read article The steady road to building wealth How a managed investment strategy using ETFs could boost your wealth. Read article Ways to use ETFs in your portfolio Investors can incorporate ETFs as a stable core or as diversifiers. Read article In case you missed it Reflections of John Bogle's legacy as Vanguard turns 50 Giving investors a better deal, the indexing revolution, and the rise of ETFs. Learn more How Vanguard's low-cost revolution changed the game Australian investors have saved over $15 billion in fees using low-cost index funds. Learn more Your 30 June superannuation checklist Five easy ways to get more into your super fund before the end of the financial year. Learn more Connect with Us Unsubscribe. When you unsubscribe via the link, you will be unsubscribing to all Vanguard Australia marketing emails. Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) (VIA) is the product issuer and operator of Vanguard Personal Investor. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270) (the Trustee) is the trustee and product issuer of Vanguard Super (ABN 27 923 449 966). The Trustee has contracted with VIA to provide some services for Vanguard Super. Any general advice is provided by VIA. The Trustee and VIA are both wholly owned subsidiaries of The Vanguard Group, Inc (collectively, "Vanguard"). We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2025 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout . To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers| Privacy policy| Cookie policy