| Hi Aris, Welcome to this week's edition of Smart Investing. Strong share market gains over the last two years mean some investors may now be taking on more risk than they initially planned for.
Our lead article draws on Vanguard analysis to show how many balanced portfolios may now have drifted into growth territory. Vanguard's Senior Personal Finance Writer, Tony Kaye, says it could be a good time to realign them to their original risk settings. Read to see how it can be done. Meanwhile, most Australians will switch some or all of their superannuation into an account-based pension product at some stage. But what are the rules? Our second article details when and how this can be done, the tax considerations, and the mandated minimum pension withdrawal amounts by age. Lastly, as Australia's ETFs industry continues to grow, we explain what investors should look out for when choosing ETF products, the importance of asset allocation, how to find the right provider, the role of investment costs, and why having a long-term focus matters.
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| Is your investment portfolio out of whack? Strong share market returns have caused many portfolios to move out of alignment. Read article | |
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| How to shift into pension mode When and how you can access your super to start an account-based pension. Read article | |
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| How to choose an ETF Navigating through the growing ETFs maze. Read article | |
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| Australia’s economic growth set to recover in 2025 GDP growth is set to gain momentum despite sticky inflation and high interest rates. Learn more | |
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| Investors add record $33.5bn into ASX-listed ETFs in 2024 Australia's ETFs industry has reached new heights after huge inflows in 2024. Read article | |
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| Five financial steps for the new year The start of 2025 is a good opportunity to take decisive financial steps. Read article | |
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