| Hi Aris, Welcome to this week's edition of Smart Investing. In conducting Vanguard's 2024 How Australia Retires research we asked respondents four basic questions about the retirement savings system. Alarmingly, many Australians failed the test. In our lead article this week, Vanguard's Senior Personal Finance Writer, Tony Kaye, looks into the retirement literacy gap and discusses the long-term repercussions in the context of superannuation savings and retirement planning. Meanwhile, our second article explores expectations among Australians about receiving an inheritance from their parents or others. One in two people have received or expect a financial legacy, but some retirees are planning to spend everything they have before they die. Find out how different generations are thinking. Lastly, in our third article, we look towards the end of the current financial year and the beginning of the next one. While we don't know what's ahead, it's potentially a good opportunity to reset and focus on your longer-term investment goals. We have four tips to keep you on the right pathway.
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| Most Australians are failing the retirement test Here are four basic retirement questions many people struggle to answer correctly. Read article | |
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| Spending your kids’ inheritance Spending your kids’ inheritance Many Australians expect an inheritance, but their parents may have a different view. Read article | |
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| New financial year, new you A new financial year can bring a chance to reset and focus on your investment goals. Read article | |
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| Many Australians have a fear of running out Longevity risk is a growing concern for many working Australians as well as retirees. Read article | |
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| How to get into the retirement comfort zone A third of Australians retire without a plan. Here's why you should have one. Read article | |
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| Outright home ownership is the great retirement dream Retiring without a mortgage has a large positive impact on retirement confidence. Read article | |
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