| Hi Aris, Welcome to this week's edition of Smart Investing. This week we explore some of the key findings from our just-released 2024 How Australia Retires report, which draws on responses to a wide range of retirement-related questions asked to more than 1,800 working and retired Australians. Our lead article focuses on the growing concern about longevity risk and the fear of running out of money in retirement. Vanguard's Senior Personal Finance Writer, Tony Kaye, delves into the factors contributing to this fear and some steps that can be taken to reduce the likelihood of exhausting one's retirement savings. In our second article we look into the "Great Australian Dream" of home ownership. While the dream is still vivid, an increasing number of working Australians now expect to retire with a mortgage. Not surprisingly, Vanguard’s research found that people who own a home outright are much more likely to be confident about their retirement outcomes. Lastly, what does it really take to get into the retirement comfort zone? With one in three people in retirement not having a plan when they retired, we examine the close relationship between planning and retirement confidence, the different ways Australians are creating retirement plans, and the important role of professional financial advice in building confidence.
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| Many Australians have a fear of running out Longevity risk is a growing concern for many working Australians as well as retirees. Read article | |
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| Outright home ownership is the great retirement dream Retiring without a mortgage has a significant impact on retirement confidence. Read article | |
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| The comfort from good retirement planning A third of Australians retire without a plan. Here's why you should have one. Read article | |
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| A super contributions deadline you won’t want to miss If you plan to get more into your super this financial year, act very quickly. Read article | |
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| Your end of financial year investments tax guide What the ATO is focusing on, and how to prepare for tax time. Read article | |
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| Your 30 June superannuation checklist Five easy ways to get more into your super fund before the end of the financial year. Read article | |
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