| Hi Aris,
Welcome to this week's edition of Smart Investing.
Official interest rates should gradually start falling later this year – assuming inflation levels continue to decline. But when central banks do begin cutting, they won't take rates back to the record low levels experienced during the COVID pandemic.
In our lead article this week, Senior Personal Finance Writer Tony Kaye discusses how this is expected to translate for investment returns and why diversification across equities and bonds remains important for investors to smooth out market volatility.
Meanwhile, today is Valentine's Day and we've written two articles covering opposite ends of the relationship spectrum. Our second article focuses on the key factors to consider before joining financial forces with a partner.
Lastly, with many marriages sadly ending in divorce, our third article outlines five key financial steps for couples to take after a relationship breakdown.
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| The investment benefits from the return to “sound money” This is what investors can expect as interest rates remain at higher levels. Read article | |
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| Talking money with a partner Here are some factors to consider before you join finances with a partner. Read article | |
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| Preparing to call it quits: A financial reality checklist Five key financial steps to take after a relationship breakdown. Read article | |
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| How to shift into pension mode When and how you can access your super to start an account-based pension. Read article | |
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| Clock is ticking on a super free kick With ample time left before 30 June, now could be a good time to catch up on super. Read article | |
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