| The delivery of the Federal Budget last week provides a timely opportunity for investors to assess their own financial situation. As such, this week's Smart Investing is focused on the value of having a household budget, particularly as rising living costs play on the minds of many Australians. We also discuss how to maximise available government concessions such as the recently announced cost of living offset and the extension of the superannuation minimum draw down rate, as well as why having a budget helps investors get the most out of financial advice. Regards, | | 
Robin Bowerman
Head of Corporate Affairs
Vanguard Australia | | | | | The value of having a budget | | The rising cost of living is on everyone's mind. Here's why having a budget could help get you through the tough times ahead. | | Read article | | | | | | | Making the most of government concessions | | Here are some of the concessions from the latest Federal Budget that could help low-income earners, families, retirees and concession card holders. | | Read article | | | | | | | How having a budget can get you the right advice | | Your budget is the first step towards painting a comprehensive picture of your financial situation. | | Read article | | | | | | | Constructing a portfolio using investor profiles | | Vanguard research showed that not all younger investors had a high equity allocation and not all older investors reduced risk as they aged. Consider constructing a portfolio using diversified funds that not only considers your investment time frame, but also aligns to your attitude towards risk. | | Read article | | | | | | | The power of the core-satellite approach | | Discover why the core-satellite approach to portfolio construction is a powerful tool for investors. | | Read article | | | | Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
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