24 November 2021
Hi everyone,
In this week’s Smart Investing, we discuss the importance of investment choices and how increasing contributions and staying invested for the long term can significantly boost investment returns.
Senior Personal Finance Writer, Tony Kaye, also explains why timing your regular investments is a more powerful investment strategy than timing the markets.
Lastly, we have included a piece on why rising rates is not all doom and gloom for bond investors if their investment horizon is longer than their bond portfolio duration.
Regards, | | 
Robin Bowerman
Head of Corporate Affairs
Vanguard Australia | | | | | The real impact of investment choices | | Alongside uncontrollable factors like market returns, the cumulative impact of all the investment choices you make along the way is what ultimately determines your investment outcome. That's why making good decisions about investment contributions and fees is of the utmost importance. | | Read article | | | | | | | A better way to time the markets | | There's another form of investment timing that has nothing to do with trying to time market movements. On the contrary, it's all to do with choosing your own timing to make regular investments. | | Read article | | | | | | | The dynamics of bond duration and rising rates | | Rising rates can lead to higher total returns from bonds if your investment horizon is longer than your bond portfolio duration. | | Read article | | | | | Vanguard 'confident' its super fund will be a winner | | Michael Read | Australian Financial Review | 22 Nov 2021
Financial services juggernaut Vanguard concedes it will be difficult to crack the $3.3 trillion superannuation market in Australia but says now is the right time to swoop.
"It's going to be hard," Vanguard Australia's head of superannuation, Michael Lovett, said. "We know we're up against some really strong competitors. But we're confident that in our history, when Vanguard puts its mind to something we can be competitive."
To read more, please click here. | | | | | The importance of maximising contributions and minimising costs | | Modelling recently commissioned by Vanguard on the impact of investment decisions highlighted why investing regularly and managing costs are proven investment strategies to grow long -term wealth. | | Read article | | | | | | | Rising life expectancies and retirement | | Average life expectancies in Australia are now at a record high, and while that’s a positive, longevity can also come with potential financial risks such as outliving your retirement savings. So what can you do to ensure you have the best chance of experiencing a financially secure retirement? | | Read article | | | | Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging.
Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink.
Use of cookies
If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout.
To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy.
By using our website, you consent to the use of cookies as described above.
Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy | | |
