[Smart Investing] Starting the investment journey late

Investments and personal finance insights from Vanguard Australia

8 July 2020 Hi everyone,  In this week's Smart Investing, we discuss investment strategies for those who are starting their investment journey mid-career or later.  Vanguard Senior Financial Writer Tony Kaye also takes a look at the recent investment scams that have been uncovered by financial regulators and how you can detect them too.  Lastly, Vanguard Senior Investment Strategist Jonathan Lemco has written a piece on how the COVID-19 pandemic has affected emerging markets and the challenges they now face going forwards.   As always, feel free to email us with your questions or feedback.  Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia

Starting the investment journey late By: Robin Bowerman And as the old radio ad said, the best time to start investing might well have been 20 years ago, but the second-best time is now even with the challenges being thrown up by the COVID-19 pandemic. Read More

Pandemic spurs a rise in investment scams By: Tony Kaye Investment scams are a huge and growing problem, and they’re becoming more and more sophisticated through the use of fake websites, media releases and stolen company logos. Read More

A challenging time for emerging markets By: Jonathan Lemco Amid the COVID-19 pandemic, the International Monetary Fund lowered its forecast for growth in emerging and developing economies for both 2020 and 2021. The way out won’t be easy. But not all is lost for emerging markets. Read More

VANGUARD IN THE NEWS Vanguard offering to include SMSFs Tharshini Ashokan | Self-Managed Super | 29 June 2020 Vanguard has announced the functionality of its recently launched Personal Investor offer and will now include SMSFS on the list of investors with direct access to the group’s managed funds and exchange-traded funds. To read more, please visit the Self Managed Super website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

IN CASE YOU MISSED IT

Ways to outsmart your cognitive biases By: Robin Bowerman As markets continue to be wax and wane, it seems timely to remind ourselves of the types of behavioural and emotional biases that could lead to potentially risky investment behaviour. Read More

Do your investment goals stack up? By: Tony Kaye Depending on your circumstances, which may have necessitated impromptu investment actions during the crisis, some goal adjustments may be prudent. Read More

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