| | | In this edition | | | | | It is an exciting time when you are starting a new job. There are new colleagues to get to know, new work practices to learn and opportunities to explore. It is also a time when you can often end up with a new super fund because if you are not paying attention your new employer is required to select a default fund for your super contributions. | | | | | | | | | | The marriage and divorce statistics for 2015 sadly suggest that 43 per cent of Australian marriages may end in divorce. Significantly, this number-crunching does not include separations of de facto couples. | | | | | | | | | | The recently-deceased Chuck Berry was, of course, widely recognised as a true pioneer of rock and roll. What Berry probably wasn't widely recognised for was his determination to work way past traditional retirement ages. | | | | | | | | | | | | Vanguard in the news | | Long-term pain if super used for property | Leanne Abbas | 31 March 2017 | Proponents of young Australians being able to access their superannuation to secure their first home have to consider the cyclical nature of markets, as this poses immediate and long-term implications for retirement savings, according to Vanguard. To read more, please visit the Financial Observer website. | | Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. | | | | | | Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser setting so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "How Google uses data when you use our partners' sites or apps", located at google.com/policies/privacy/partners/. You can opt out of being tracked by Google Analytics at the following location: tools.google.com/dlpage/gaoptout By using our website, you consent to the use of cookies as described above. © 2017 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use | Disclaimers | Privacy policy | | | |
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