[Smart Investing] A vital SMSF question: A corporate trustee or individual trustees? | More withdrawals from 'the bank of mum and dad'

Smart Investing™ with Robin Bowerman Principal, Market Strategy and Communications 26 April 2017   In this edition • A vital SMSF question: A corporate trustee or individual trustees? • More withdrawals from 'the bank of mum and dad'   A vital SMSF question: A corporate trustee or individual trustees? A self-managed super statistic that doesn't seem to change much over the years is the strong preference of new SMSFs for individual trustees rather than a corporate trustee. Read more   More withdrawals from 'the bank of mum and dad' House prices in Sydney and Melbourne have continued to accelerate and, anecdotally at least, so has parental financial assistance with their children's first home. Read more     Vanguard in the news   Outlook for global economy: slower for longer Cameron Cooper | 1 April 2017 Predictions of continued slow economic growth are mounting across the globe. The implications are significant - from reduced capital investment to political instability. Qian Wang, senior economist at investment manager Vanguard in Hong Kong, is more upbeat than some about the future. To read more, please visit the In The Black website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS   Exchange Traded Funds   Retail managed funds   FAQs   CONNECT WITH US   LinkedIn   Twitter   Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser setting so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "How Google uses data when you use our partners' sites or apps", located at google.com/policies/privacy/partners/. You can opt out of being tracked by Google Analytics at the following location: tools.google.com/dlpage/gaoptout By using our website, you consent to the use of cookies as described above. © 2017 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy

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[Smart Investing] When a portfolio loses its balance | Short-term losses not so bad for long-term bond investors | Practical ways to control portfolio drift

Smart Investing™ with Robin Bowerman Principal, Market Strategy and Communications 19 April 2017   In this edition • When a portfolio loses its balance • Short-term losses not so bad for long-term bond investors • Practical ways to control portfolio drift   When a portfolio loses its balance Just think of what your portfolio might look like if you never followed one of the principles of sound investment practice - that is to regularly rebalance your portfolio back to its strategic or target asset allocation. Read more   Short-term losses not so bad for long-term bond investors If you're feeling a little unnerved about your bond portfolio at the moment, you are likely not alone. The new normal of low interest rates, unconventional monetary policy, and modest growth have many investors scratching their heads. Read more   Practical ways to control portfolio drift Sticking to a disciplined strategy of regularly rebalancing a portfolio back to its target asset allocation can often seem counter-intuitive. Read more     Vanguard in the news   Vanguard is growing faster than everybody else combined Landon Thomas Jr | 14 April 2017 The Vanguard trading floor is the epicenter of one of the great financial revolutions of modern times, yet it is a surprisingly relaxed place. To read more, please visit the New York Times website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS   Exchange Traded Funds   Retail managed funds   FAQs   CONNECT WITH US   LinkedIn   Twitter   Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser setting so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "How Google uses data when you use our partners' sites or apps", located at google.com/policies/privacy/partners/. You can opt out of being tracked by Google Analytics at the following location: tools.google.com/dlpage/gaoptout By using our website, you consent to the use of cookies as described above. © 2017 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy

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[Smart Investing] Why asset allocation really matters | The auction reserve busters | Avoid 'piecemeal' portfolio creation

Smart Investing™ with Robin Bowerman Principal, Market Strategy and Communications 12 April 2017   In this edition • Why asset allocation really matters • The auction reserve busters • Avoid 'piecemeal' portfolio creation   Why asset allocation really matters More than three decades ago, The Financial Analysts Journal in the US published a seminal research paper concluding that a broadly diversified portfolio's strategic asset allocation is the primary driver of its return variability over time. Read more   The auction reserve busters A hallmark of a piping-hot housing market is when everyday family homes in need of renovation - as opposed to trophy mansions - sell for more than $1 million above reserve. We are experiencing a truly reserve-busting market in Sydney and Melbourne. Read more   Avoid 'piecemeal' portfolio creation How did you create your investment portfolio? Was it a carefully thought out, highly planned and disciplined process? Or was it what a new Vanguard research paper terms a 'piecemeal' approach? Read more     Vanguard in the news   What's the secret sauce of index funds? Glenn Freeman | 3 April 2017 Vanguard Head of Investments for Asia-Pacific, Rodney Comegys, explains why index funds have captured investor attention worldwide, and pinpoints the defining feature of Vanguard's suite of active funds. To read more, please visit the Morningstar Australia website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS   Exchange Traded Funds   Retail managed funds   FAQs   CONNECT WITH US   LinkedIn   Twitter   Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser setting so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "How Google uses data when you use our partners' sites or apps", located at google.com/policies/privacy/partners/. You can opt out of being tracked by Google Analytics at the following location: tools.google.com/dlpage/gaoptout By using our website, you consent to the use of cookies as described above. © 2017 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy

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