| | | In this edition | | | | | When many people think of their childhood sporting hero, odds are it's a glamorous goal-scoring, record-setting athlete who was always in the limelight. | | | | | | | | | | An ageing population is bringing with it a range of challenges with significant implications for our family lifestyles, family finances and family relationships. | | | | | | | | | | A recent paper from the National Bureau of Economic Research in the US confirms what most of us probably suspected: Many credit card users treat the required minimum payment monthly payment as the guide of what they pay. | | | | | | | | | | | | Vanguard in the news | | Don't panic sell bonds, warns Vanguard | Tim Stewart | 28 November 2016 | | In this interview, Jeffrey Johnson outlines why bond investors should resist the urge to sell down in the wake of recent yield rises. To read more, please visit the Investor Daily website. | | Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. | | | | | | Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser setting so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "How Google uses data when you use our partners' sites or apps", located at google.com/policies/privacy/partners/. You can opt out of being tracked by Google Analytics at the following location: tools.google.com/dlpage/gaoptout By using our website, you consent to the use of cookies as described above. © 2016 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use | Disclaimers | Privacy policy | | | |
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