[Smart Investing] The loan approval illusion

Click here to view online.             Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications 21 September 2015     In this edition       •     The loan approval illusion     •     ETFs in volatile markets     •     Focusing on after-tax returns     The loan approval illusion Taking out a home loan to buy a property is a significant decision for most people. Property is such a large, lumpy asset that usually requires a commitment for many years into the future.     Read more       ETFs in volatile markets Given the intense sharemarket volatility, few investors would be surprised that the market capitalisation of Australian-listed exchange traded products dipped a little in August, slipping by about three per cent.     Read more       Focusing on after-tax returns Investors who focus mainly on pre-tax returns may gain a misleading impression of their real investment performance. And, in turn, they may not give enough attention to trying to keep their tax costs - along with their other investment costs - to a minimum.      Read more           Vanguard in the news   ETFs facilitate flexible investment: Vanguard Kristen Crawford | 11 September 2015   Vanguard Australia senior product manager Damien Sherman said that to date, ETFs had generally been used to build a diversified or a core portfolio, to trade in the market and to take strategic positons.   To read more, please visit the Financial Observer website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. Quick links   Exchange Traded Funds   Performance   News and Commentary   Retail Managed Funds     Connect with us   LinkedIn   Twitter Client services   Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time).   Email: clientservices@vanguard.com.au   Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF Trading & Support team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time.   Unsubscribing from this email: To unsubscribe from Smart Investing™, please click here or contact us on 1300 655 101.   Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.   © 2015 Vanguard Investments Australia Ltd. All rights reserved.   Terms and conditions of use  |  Disclaimers  |  Privacy policy