[Smart Investing] 2013 rays of hope

Click here to view Smart Investing™ online. SmartInvesting™ With Robin Bowerman Principal, Market Strategy and Communications       IN THIS EDITION: 2013 rays of hope Till death do us part SMSFs appeal to younger members 2013 rays of hope The start of any new year brings with it the anticipation of great sporting battles. Whether it is your team's chances of football premiership glory, barbarians of the rugby type, grand slam tennis, reclaiming the Ashes, watching the best golfers in the world or following the world's best drivers in formula one every new season allows hope to build anew.   Read more Till death do us part Surely one of the most challenging tasks for super fund trustees involves distributing superannuation death benefits when there are complex and emotional personal circumstances.   Read more SMSFs appeal to younger members The Self-managed super fund statistical report - December 2012, recently released by the tax office, shows that more than 60% of SMSF members are aged 55 upwards. Indeed, 28% are past their 64th birthday.   Read more Vanguard investor education in association with Think MySuper VIDEO | 04 December 2012 | by Tim Blue Asset Allocation VIDEO | 26 October 2012 | by Tim Blue   Vanguard in the news Bonds versus term deposits Robin Bowerman, February 2012 Just as new year resolutions to lead a healthier lifestyle can get less resolute as the year progresses, your investment portfolio can also drift off course over time because of market movements that push your asset allocation beyond your target weight - that is, the allocation of your portfolio across assets such as shares, fixed interest, cash and property. To view the full article, please visit ASX website . Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS Exchange Traded Funds Performance News and Commentary Retail Managed Funds Client services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time. Vanguard ETF Help desk: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time. Unsubscribing from this email: To unsubscribe from Vanguard communications, please email clientservices@vanguard.com.au or contact us on 1300 655 101. General advice warning Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 205. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. © Copyright 2013 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy CONNECT WITH US  LinkedIn  Twitter