What to do when interest rates change

View this email online In this week's Smart Investing, our Head of Bond Indexing Asia-Pacific, Jean Bauler, provides an update on Tuesday's interest rate hike and what investors can do in times of economic uncertainty. We also focus this edition on busting some popular investment myths, including how much time and money you really need to start investing to why SMSF investors can't invest in just any asset, amongst other common misperceptions. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia LATEST INSIGHTS What to do when interest rates change Recent RBA announcements are a reminder for investors to take stock of the risks they are taking, and to stay focused on their long-term goals. Read article How much time and money do you really need to start investing? There's a common misperception that in order to start investing, you need a large initial sum and lots of time. Here's why that's a myth. Read article Five common SMSF myths busted Here's five common SMSF myths that all fund trustees should be aware of. Read article In case you missed it Your 30 June investment tax guide With limited time left before the end of the financial year, it makes sense to get yourself into good investment tax shape before 30 June. Read article New financial year, new you A new financial year can bring a chance to reset and focus on the goals that matter most. Here are some suggestions framed in the context of common new year's resolutions. Read article Connect with Us Unsubscribe Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2022 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy

Your EOFY tax guide

View this email online As another financial year comes to an end, this week's Smart Investing encourages investors to critically reflect on the year that's been and renew or reassess their investment goals for the year to come. We also provide a June 30 tax guide to help investors gain a clear picture of their potential tax liabilities and offer ways to help minimise them where possible. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia LATEST INSIGHTS Your 30 June investment tax guide With limited time left before the end of the financial year, it makes sense to get yourself into good investment tax shape before 30 June. Read article A financial year in review Consider using the end of the financial year as a prompt to review your finances and check how you're tracking against your goals. Read article New financial year, new you A new financial year can bring a chance to reset and focus on the goals that matter most. Here are some suggestions framed in the context of common new year's resolutions. Read article In case you missed it Preparing your kids for financial success Teaching kids to establish sound money management skills and strong financial acumen is important, regardless of wealth level. Read article Using trusts: Keeping it in the family Trusts are used to hold assets for various reasons, but most typically for tax planning and asset protection purposes. Here's a little more insight into how trusts work. Read article Connect with Us Unsubscribe Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2022 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy

Managing family finances

View this email online This week's Smart Investing is focused on investing for families and how to tackle the money talk with different family members. We discuss how to teach children sound financial habits from an early age, what to consider before you join finances with a partner, and how family trusts work to distribute investment income to beneficiaries. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia LATEST INSIGHTS Preparing your kids for financial success Teaching kids to establish sound money management skills and strong financial acumen is important, regardless of wealth level. Read article Using trusts: keeping it in the family Trusts are used to hold assets for various reasons, but most typically for tax planning and asset protection purposes. Here's a little more insight into how trusts work. Read article Talking money with a partner Here are some factors to consider before you join finances with a partner. Read article In case you missed it Why superannuation makes us all investors Consider superannuation as part of your overall investment portfolio. Read article Three things you should know about super Superannuation is a percentage of your income put aside by your employer over your working life to help fund your retirement. Here are three important things to consider when it comes to super. Read article Connect with Us Unsubscribe Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2022 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy