Tips to navigate market volatility

View this email online Hi everyone, This week's Smart Investing is all about volatility: how to navigate it as a new investor, how a financial adviser can help you avoid common mistakes, and what risks retirees should consider when markets are rocky. Volatility, while unsettling, should be viewed as an inevitable part of investing. Nobody can predict for certain when markets will rise and fall, but there are principles and strategies you can put in place to ensure you are well prepared for any situation. We hope this week's articles provide a timely reminder of what those principles and strategies could be. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia LATEST INSIGHTS Tips to navigate market volatility In times of market volatility, it's useful to remember a few grounding investment principles that can get you through the good and the not-so-good. Read article Mistakes to avoid when markets are turbulent Decisions made in response to short-term events will invariably have negative long-term consequences, so avoid these three common mistakes if you can. Read article Risking your retirement If you're retired or approaching retirement, and dreading the next piece of news that may cause your portfolio to dip, then it might be time to revisit your asset allocation. Read article In case you missed it Why broad ETF exposure is best There are many benefits to investing in broad-based ETFs, and they can be a fit for almost every portfolio depending on the investor's goals and risk tolerance. Read article How discipline has paid off for share market investors Despite short -term volatility, history shows markets consistently rise over the longer-term, rewarding disciplined investors who stay the course. Read article Connect with Us Unsubscribe Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2022 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy

How discipline has paid off for share market investors

View this email online Hi everyone, In this week's Smart Investing, Senior Personal Finance Writer, Tony Kaye, takes a look at how share markets have performed over the last 10 years, and why disciplined investors who stay the course even when markets are volatile are ultimately rewarded. Vanguard Australia's Head of Investment Strategy and ETF Capital Markets, Minh Tieu, also discusses the benefits of broad-based ETFs and how they can be used in an investment portfolio. Lastly, Vanguard Global Chief Economist, Joe Davis, explains why Central banks will need to act decisively to rein in accelerating inflation and why long-term, that's good for investors. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia Latest Insights How discipline has paid off for share market investors Despite short-term volatility, history shows markets consistently rise over the longer-term, rewarding disciplined investors who stay the course. Read article Why broad ETF exposure is best There are many benefits to investing in broad-based ETFs, and they can be a fit for almost every portfolio depending on the investor's goals and risk tolerance. Read article Inflation won't come down magically Central banks will need to act decisively to rein in accelerating inflation. Long-term, that's good for investors. Read article In case you missed it What to expect in 2022 2022 is set to be a bumpy year for investors, but sticking to an investment strategy and thinking long-term will help investors navigate the road ahead. Read article Why investment predications can be likened to weather forecasts Investment forecasts, just like weather forecasts, should be used to help inform but not entirely drive decision-making. Read article Connect with Us Unsubscribe Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2022 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy

What to expect in 2022

View this email online Hi everyone, Welcome back to our first edition of Smart Investing for 2022. I'd like to start off by extending another thank you to those who completed our reader survey last year. You provided us with a wealth of valuable feedback and suggestions, and we look forward to using these insights to shape our content going forward so that we can best support you on your investment journey. Turning our minds to this new year, we've already seen global investment markets be rocked by threats of inflation, continued COVID uncertainty and geopolitical tensions. It'd be perfectly reasonable for even experienced investors to feel anxious about all this volatility. As such, in this week's Smart Investing, Senior Personal Finance Writer Tony Kaye and Vanguard's Chief Investment Officer Greg Davis hope to allay some of these worries by revisiting time-tested investment principles and a look at what history can teach us about market turbulence. We also examine what else is in store for markets in 2022, and how a broadly diversified portfolio can help to weather any storm. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia PLACEHOLDER What to expect in 2022 2022 is set to be a bumpy year for investors, but sticking to an investment strategy and thinking long-term will help investors navigate the road ahead. Read article Volatile markets underscore importance of discipline Heightened volatility and market losses early in 2022 emphasize the value for investors of a long- term focus. Read article Why investment predications can be likened to weather forecasts Investment forecasts, just like weather forecasts, should be used to help inform but not entirely drive decision-making. Read article Vanguard in the news Why Vanguard won't let rivals on its trading platform Aleks Vickovich | Australian Financial Review | 31 Jan 2022 Vanguard, the world's second-largest asset manager, has quietly onboarded 110,000 local customers to its two-year-old Personal Investor platform, but says it will never become a Robinhood-style "product supermarket ". To read more, please click here. In case you missed it What's the buzz around meme stocks? Baking sourdough bread, TikTok dance challenges, celebrity-hosted podcasts. Thanks to social media, a lot of new trends have gained popularity during the pandemic. But perhaps the most baffling trend of all has been the rise of meme stocks. Read article What's an NFT ? NFTs have been circulating in recent headlines, along with words like "blockchain" and "cryptocurrency". So, what exactly is an NFT and what's all the hype? Read article Connect with Us Unsubscribe Vanguard and its employees wish to acknowledge the Traditional Custodians of Country throughout Australia where we operate our business. We recognise their connection to the land, water and culture and wish to pay our respects to their Elders past, present and emerging. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours or your clients‘ circumstances into account when preparing this email so it may not be applicable to the particular situation you are considering. You should consider yours and your clients‘ circumstances, and our Product Disclosure Statement (PDS) before making any investment decision or recommendation. Distributors of our products must consider our Target Market Determinations ("TMDs") which describe the investors for whom the product would likely be appropriate and consistent with their objectives, financial situation and needs. You can access our PDSs and TMDs at www.vanguard.com.au or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. © 2022 Vanguard Investments Australia Ltd. All rights reserved. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use | Disclaimers | Privacy policy | Cookie policy