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Hi Aris,
Welcome to this week's edition of Smart Investing.
Vanguard has just released new research showing Australia has more money being held in savings accounts than in capital market investments. While there are a range of reasons for this, we've estimated at least $185 billion in excess cash could be unlocked if additional retail investment reforms were introduced to help more Australians become investors.
Meanwhile, the U.S. dollar has fallen more than 9% this year on the back of a global reconsideration of U.S. dollar-denominated assets amid heightened trade tensions, rising fiscal concerns, and institutional uncertainty. This has driven international equity outperformance, but our second article notes that currency is likely to play a smaller role in future returns.
Lastly, in our latest investment and economic outlook, we survey the global economy and highlight our long-term financial market performance forecasts. | |
| Know someone with a retirement story to share? | | For the last two years, Vanguard Australia has produced the How Australia Retires Report, a study exploring Australians’ attitudes towards retirement and how they feel about this phase of life.
We are looking for working professionals aged in their 30s to 40s who are willing to share their personal stories around how they are juggling their finances between saving for retirement and funding their everyday living expenses including their rent or mortgage.
We are also looking for people aged in their 50s who would like to retire soon but realise they may have to work longer to increase their superannuation balance, or because they still have a mortgage. | | | |
| | Retail investment reforms hold key to driving greater financial security. Read article | |
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| | U.S. dollar depreciation this year has driven international equity outperformance. Read article | |
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| | Our latest forecasts for investment returns and region-by-region economic outlook. Read article | |
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| How personal data could boost your retirement income by up to 50% Tailoring your retirement strategy based on your household data could be invaluable. Learn more | |
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| Multiple super accounts can erode your retirement savings Millions of Australians hold multiple super accounts — and it could be costing them. Learn more | |
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| How financial advice can reduce stress and save time Vanguard research explores the benefits investors can derive from financial advice. Learn more | |
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