Five investing tips for beginners

Investments and personal finance insights from Vanguard Australia

30 June 2021 Hi everyone, In this week's Smart Investing, Head of Vanguard Personal Investor, Balaji Gopal, lists five investing tips for beginners. Senior Personal Finance Writer Tony Kaye also provides a checklist of what investors will need to include in their 2021-21 income tax return. Lastly, we discuss risk profiles and why understanding where you are on the risk spectrum is often the first step on an investment journey. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia

Five investing tips for beginners By: Balaji Gopal Here are five investing tips for those who are just beginning their investment journey. Read more

Tax time: calculating investment income and deductions By: Tony Kaye Here's a check list of what you will need to include in your 2020-21 income tax return. Read more

What's your risk profile? Your attitude to risk is one of the most important factors to consider when it comes to investing. Read more

VANGUARD IN THE NEWS Aussies sink more into passive funds than active Emma Rapaport | Morningstar | 22 June 2021 The covid-19 pandemic transformed the way we live. Travel bans, citywide lockdowns and social distancing have reshaped how we shop, where we work, how (and if) we travel. New data from Morningstar shows it also changed the way we invest. To read more, please visit the Morningstar website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

IN CASE YOU MISSED IT

Six investment things to consider before June 30 By: Tony Kaye With the end of the financial year upon us, it may be worth assessing your investments both inside and outside of superannuation. Read more

Why there's also risk in not investing By: Robin Bowerman Many Australians know that investing will always come with some level of risk, but what they might not have considered is that there's also risk in not investing. Read more

CLIENT SERVICES Email:   clientservices@vanguard.com.au Telephone:  1300 655 101 Monday to Friday, 8:00am to 6:00pm AEDT Vanguard ETF Trading & Support Team:   1300 655 888 Monday to Friday, 9:00am to 5:00pm AEDT Unsubscribe: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Quick links Exchange Traded Funds Managed funds   Connect with us Vanguard's LinkedIn page Vanguard's Twitter page Vanguard's Facebook page General advice warning Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use   |   Disclaimers   |   Privacy policy   |   Cookie policy

© 2021 All Rights Reserved, Vanguard Investments Australia Ltd.

Six investment things to consider before June 30

Investments and personal finance insights from Vanguard Australia

23 June 2021 Hi everyone, In this week's Smart Investing, Senior Personal Finance Writer Tony Kaye lists six investment things you could do before June 30 to ensure your superannuation is working for you. We also look into why while there is always risk in investing, there can also be risk in not doing so. Lastly, we discuss A-REITS: how they allow investors to enter the property market without having to purchase a physical property and what to consider before buying. Regards, Robin Bowerman Head of Corporate Affairs Vanguard Australia

Six investment things to consider before June 30 By: Tony Kaye With only a short time left before the end of the financial year, it may be worth assessing your investments both inside and outside of superannuation. Read more

Why there's also risk in not investing By: Robin Bowerman Many Australians know that investing will always come with some level of risk, but what they might not have considered is that there's also risk in not investing. Read more

Investing in property via AREITS By: Robin Bowerman For those who want to invest in the property sector without the responsibility of a mortgage or maintenance costs, there is the alternative of Real Estate Investment Trusts (REITs) ETFs. Read more

VANGUARD IN THE NEWS Millennials plough their savings into cryptocurrency John Collett | The Age/SMH | 15 June 2021 Millennials are leading the charge in cryptocurrency investing, piling their savings into bitcoin and other digital currencies in ever-growing numbers. "We urge caution against speculating in bitcoin and other cryptocurrencies", says Balaji Gopal, Vanguard's head of personal investor. "[They] are largely unregulated and accompanied by a number of considerable risks, including the potential loss of investment entirely in some instances." To read more, please visit the The Age website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

IN CASE YOU MISSED IT

Is the 60/40 portfolio dead? By: Aidan Geysen Given the low yield environment, is there still a role for traditional diversifiers (such as bonds) in today's balanced portfolio? Read more

Many SMSFs remain heavily cashed up By: Tony Kaye Despite interest rates at record lows, many SMSFs continue to have very high allocations to cash over other asset classes. Read more

CLIENT SERVICES Email:   clientservices@vanguard.com.au Telephone:  1300 655 101 Monday to Friday, 8:00am to 6:00pm AEDT Vanguard ETF Trading & Support Team:   1300 655 888 Monday to Friday, 9:00am to 5:00pm AEDT Unsubscribe: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Quick links Exchange Traded Funds Managed funds   Connect with us Vanguard's LinkedIn page Vanguard's Twitter page Vanguard's Facebook page General advice warning Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via a hyperlink. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. Terms and conditions of use   |   Disclaimers   |   Privacy policy   |   Cookie policy

© 2021 All Rights Reserved, Vanguard Investments Australia Ltd.