Investing Money: November 2020

Tuesday, November 24, 2020

Investing basics for first timers

Investments and personal finance insights from Vanguard Australia

25 November 2020

Hi everyone,

In this week's Smart Investing, we take a look at some investment basics for the graduating class of 2020 to keep in mind as they navigate their financial futures.

Vanguard Senior Personal Finance Writer Tony Kaye also discusses how Australian households collectively have more than $1 trillion in cash despite record low interest rates, and potential income alternatives in the form of managed cash and bond funds.

Lastly, we have included our Q3 2020 Active Fixed Income Perspectives report which presents our outlook on interest rates, inflation, credit markets and more.

Regards,

Robin Bowerman
Head of Corporate Affairs
Vanguard Australia

Investing basics for first timers

By: Robin Bowerman

The students of 2020 are graduating to the adult world in one of the most uncertain times in recent history amid recession, pandemic and global political tensions. In times like these, knowing the basics of how to get started down the road to prosperity is more important than ever.

Low interest: Australia's $1 trillion cash pool

By: Tony Kaye

The Reserve Bank's decision this month to cut the official interest rate to a record low 0.1 per cent was another wake-up call for Australians heavily reliant on income from savings, especially many retirees.

Active Fixed Income Perspectives - Q3 2020

Beyond the uncertainty surrounding the ongoing global Covid-19 pandemic, we see room for market volatility to increase heading into year-end. The US election, a stalled US fiscal relief package and complications around Brexit all have the potential to weigh on investor sentiment and move market prices.

VANGUARD IN THE NEWS

The future is now: The outlook for sustainable investment

FS Sustainability | Nov 2020

2020 has been the year that sustainable investing not only came to the fore, but outperformed against traditional benchmarks. At an FS Sustainability roundtable, industry experts discussed how the sustainable finance industry will continue its momentum into 2021 and beyond, with particular reference to meeting the challenge of mitigating, managing and adapting to climate change.

To read more, please visit the FS Sustainability website.

Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

IN CASE YOU MISSED IT

A tale of two sectors: ETFs vs LICs

By: Tony Kaye

What's occurring in the ETF sector continues to be quite different from the experience in another sector of the Australian market made up of listed investment companies (LICs).

COVID and retirement

By: Robin Bowerman

People are still wrestling with the impact of the pandemic and its related market volatility on their savings and retirement plans.

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Tuesday, November 17, 2020

COVID and retirement

Investments and personal finance insights from Vanguard Australia

18 November 2020

Hi everyone,

In this week's Smart Investing, we take a look at how COVID-19 has affected retirement plans and some ways in which retirees can adapt to their new normal.

Vanguard Senior Personal Finance Writer Tony Kaye also discusses the difference between the LIC and ETF sector and why investors are favouring the latter.

Lastly, we have included a piece by Vanguard's global chief economist Joe Davis on "The Ideas Multiplier" and how this phenomenon has helped to develop a COVID vaccine so quickly.

Regards,

Robin Bowerman
Head of Corporate Affairs
Vanguard Australia

COVID and retirement

By: Robin Bowerman

COVID-19 has been with us for less than a year but has so swiftly upended everyday life. People are still wrestling with the impact of the pandemic and its related market volatility on their savings and retirement plans.

A tale of two sectors: ETFs vs LICs

By: Tony Kaye

What’s occurring in the ETFs sector continues to be quite different from the experience in another sector of the Australian market made up of listed investment companies (LICs).

A pandemic, a vaccine, and a sea of ideas

By: Joe Davis

The fields of genetics and biomedicine have been rife with innovative ideas in the last decade, and successes seem poised to have a cascading effect on productivity in the decade ahead. It’s a phenomenon we identified in The Idea Multiplier.

VANGUARD IN THE NEWS

Power Move Podcast

Future Women & Vanguard Australia

In this three part series, Nine News Reporter Alice Monfries speaks to the experts to find out everything there is to know to take that first step in investing and why investing is so important for women. Power Move is a Future Women podcast in partnership with Vanguard and is produced by Fancy Films.

To listen, please visit the Power Move website.

Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.