Investing Money: August 2020

Tuesday, August 25, 2020

[Smart Investing] Don't be retiring when you're retired

Investments and personal finance insights from Vanguard Australia

26 August 2020

Hi everyone,

In this week's Smart Investing, we present the last instalment in Vanguard’s 2020 index chart series: Don't be retiring when you’re retired.

We also take a closer look at diversified ETFs and how they may fit into your investment portfolio.

Lastly, we have included the findings from the Vanguard/Investment Trends 2020 SMSF trustee report that was launched last week. This year's report surveyed over 3,000 SMSF trustees on their investment priorities and industry outlook, providing interesting insights into how they navigated COVID-19 volatility.

As always, feel free to email us with your questions or feedback.

Regards,

Robin Bowerman
Head of Corporate Affairs
Vanguard Australia

Don't be retiring when you're retired

By: Tony Kaye

For many retirees, low-risk assets such as cash and government-backed bonds are often seen as the safest ways of protecting capital over the long term. Yet, depending on your broad retirement goals and tolerance for risk, putting all your eggs into one or two asset classes will most likely expose you to investment hazards over the long term

Diversified ETFs vs individual asset class ETFs

By: Robin Bowerman

A question that comes up for many investors at the beginning of their ETF investment journey is whether they should invest in a diversified ETF or an individual asset class ETF.

How SMSF trustees navigated COVID-19 volatility

Last week, Vanguard and Investment Trends launched the 2020 SMSF Investor Report. This year’s report surveyed over 3000 SMSF trustees on their investment priorities and industry outlook, providing an insight into how trustees navigated through COVID-19 volatility.

VANGUARD IN THE NEWS

The SMSF pandemic report card

Aleks Vickovich | AFR | 22 Aug 2020

Self-managed superannuation investors are generally a fairly unflappable bunch. They're the experienced and more mature men and women sitting in the front rows at investment conferences, peppering the fund manager on stage with questions about their lacklustre performance.

To read more, please visit the AFR website.

Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.

IN CASE YOU MISSED IT

A beginner's investment guide to long-term wealth

By: Tony Kaye

It's often said that starting out early on one's investing journey will deliver good long-term results.

What history teaches us about long-term returns

By: Tony Kaye

Retirement is often referred to as your golden years, because generally speaking that's when you have more free time to enjoy life, especially if you're in good health and are financially secure.

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Tuesday, August 18, 2020

[Smart Investing] What history teaches us about long-term returns

Investments and personal finance insights from Vanguard Australia

19 August 2020

Hi everyone,

In this week's Smart Investing, we present the second instalment in Vanguard's 2020 index chart series: What history teaches us about long-term returns. This year's index chart analyses how different asset classes have performed over the last thirty years and why it is important to diversify and stick to a disciplined investment plan. We have also included a short video to accompany this.

Lastly, we also present Vanguard's mid-year economic and market update. This report covers Vanguard's forecasts on global economic growth and our outlook on topics such as the market recovery, global trade, and employment.

As always, feel free to email us with your questions or feedback.

Regards,

Robin Bowerman
Head of Corporate Affairs
Vanguard Australia

What history teaches us about long-term returns

By: Tony Kaye

Using Vanguard's 30-year index chart as a benchmark, it’s clear that making additional regular incremental investments over the same time period would have supercharged your total returns.

Vanguard Australia 2020 Index Chart

The 2020 Vanguard Index Chart powerfully illustrates how sticking to a disciplined investment plan, with diversification across a range of asset classes, will invariably override short-term markets volatility and deliver long-term returns

Watch video

Vanguard 2020 mid-year economic and market update

By: Tony Kaye

Globally, Vanguard foresees global growth falling by about –3% in 2020 which means Vanguard is more positive about the global economy than the International Monetary Fund but less optimistic than much of the investment industry.

VANGUARD IN THE NEWS

Take your CAPE ratio with a grain of salt

Ally Selby | Financial Standard | 17 Aug 2020

Earlier this month, for the fourth time in its history, Robert Shiller's CAPE ratio - which tracks market value by measuring earnings data over a 10-year period - surpassed 31. Vanguard Australia senior investment strategist Aidan Geysen said investors should question why the CAPE ratio is currently at a high point.

To read more, please visit the Financial Standard website.

Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required.