[Smart Investing] Increasing your chances for success in the MySuper lottery

Investment and personal finance insights from Vanguard Australia

30 October 2019

Increasing your chances for success in the MySuper lottery While the MySuper construct has been successful on a number of those levels the reality is that not all MySuper products have done a good job for members.     Read more

Traversing a synchronised economic slowdown The International Monetary Fund grabbed headlines this month on releasing its latest World Economic Outlook report, downgrading its global growth forecasts to the lowest levels since the 2008-09 financial crisis.     Read more

A high return in a low-rate world The cash rate cut may result in lower interest rates and give you a breather with reduced debt repayments. But here are a few things to consider before celebrating your unexpected windfall and keeping the extra cash in your pocket.     Read more

Vanguard in the news Pros and cons of investing in ETFs Nestegg | Cameron Micallef | 25 October 2019 Investing in exchange traded funds (ETFs) has become big money - growing to a domestic investment tool worth $50 billion. While investors enjoy the convenience of ETFs, many are still unaware how they work and why they should be used as part of a balanced portfolio. During Bloomberg's annual ETF conference, fund leaders explained the pros and cons of investing in ETFs. Head of product strategy at Vanguard Australia Balaji Gopal said "getting access to emerging markets is best done through a diversified exposure through an ETF channel". To read more, please visit the Nestegg website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS Exchange Traded Funds Retail managed funds CONNECT WITH US LinkedIn Twitter

Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. © 2019 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy

[Smart Investing] Do bonds still matter in a low interest world?

Investment and personal finance insights from Vanguard Australia

23 October 2019

Do bonds still matter in a low interest world? While the concept of rebalancing is simple and straightforward in theory, it does come with challenges in practice.     Read more

Making sense of October's wobbly reputation Is there something innately different about October that makes some investors break out in a cold sweat?     Read more

Does your mind help or hinder your investment success? Of all the decisions we make, investments ought to be the most rational.     Read more

Vanguard in the news Investors seeking safe havens in ETFs Money Management | Oksana Patron| 14 October 2019 Investors are still seeking safe havens amid market volatility, with the Australian ETF market attracting $4.3 billion in new cash flows in the quarter of 2019, the highest quarterly cash flows ever recorded, according to Vanguard. To read more, please visit the Money Management website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS Exchange Traded Funds Retail managed funds CONNECT WITH US LinkedIn Twitter

Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. © 2019 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy

[Smart Investing] Will the ageing global population affect your portfolio?

Investment and personal finance insights from Vanguard Australia

16 October 2019

Will the ageing global population affect your portfolio? The increasing average age has generated concerns that global economic growth will slow and that share prices will fall significantly as retirees draw down their portfolios.     Read more

Investing lessons from Operation Matterhorn What can investors glean from the collapse of Thomas Cook, the company which pioneered the global travel industry back in the 1840s?     Read more

5 ways to use ETFs in your portfolio ETFs have become one of the most disruptive forces in the investment market. Here are five ways they could be a game-changer for your long-term investing goals.     Watch video

Vanguard in the news Greg Davis speaks to The Business ABC News | Elysse Morgan | 10 October 2019 Vanguard's Chief Investment Officer speaks to Elysse Morgan from ABC's The Business about the various geopolitical issues and their impact on global markets, Vanguard's outlook on signs of a global recession and considerations for investors in the face of expected muted returns. To read more, please visit The Motley Fool website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS Exchange Traded Funds Retail managed funds CONNECT WITH US LinkedIn Twitter

Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. © 2019 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy

[Smart Investing] Lower rates are a sure bet for retirees

Investment and personal finance insights from Vanguard Australia

09 October 2019

Lower rates are a sure bet for retirees Record low interest rates are nothing new. Investment returns from cash have been steadily dropping for more than a decade now, but the downward trend in cash returns has accelerated in recent months.     Read more

Four key principles that help achieve portfolio success Buy low and sell high is the mantra of many a seasoned investor regardless of the asset class. Just stick to this investment strategy and you will never go wrong - right?     Read more

Vanguard Investment Stewardship Hear from Vanguard Investment Stewardship Officer, Glenn Booraem, on how Vanguard engages with boards and company leaders on the issues that matter to our fund investors.     Watch video

Vanguard in the news Here are 2 international dividend ETFs for income-seekers The Motley Fool | Tristan Harrison | 3 October 2019 (This article also appeared in Yahoo Finance) The Reserve Bank of Australia and the US Federal Reserve has made it difficult to find good sources of dividends these days. Low interest rates have pushed people into the share market to look for a source of income. Many of the ASX's leading 'income' shares have seen their share prices sent to expensive territory. To read more, please visit The Motley Fool website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS Exchange Traded Funds Retail managed funds CONNECT WITH US LinkedIn Twitter

Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melbourne time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melbourne time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. Use of cookies If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser settings so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "HOW GOOGLE USES INFORMATION FROM SITES OR APPS THAT USE OUR SERVICES," located at https://policies.google.com/technologies/partner-sites. You can opt out of being tracked by Google Analytics at the following location: https://tools.google.com/dlpage/gaoptout. To learn more about how Vanguard uses cookies, please visit the Vanguard Cookie Policy. By using our website, you consent to the use of cookies as described above. © 2019 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy