| | | In this edition | | | | | New Year resolutions and portfolio rebalancing face common challenges. Both spring from the best of intentions. Both can drift into the background as the holiday season draws to a close and the urgency and demands of everyday life return. | | | | | | | | | | One of the underlying attributes of Australia's superannuation system is that it starts young adults saving for retirement as soon as they join the workforce. | | | | | | | | | | We can't predict what 2017 will bring. And if you know Vanguard, you should know not to expect "hot" tips from us. But here are four suggestions that we believe can help investors reach their goals. | | | | | | | | | | An astute way to begin a new year is to take a close look at your personal finances - including your super and non-super investment portfolios and your retirement-saving strategies - and to think about what improvements should be made. | | | | | | | | | | | | Vanguard in the news | | Vanguard ETFs return 8.02 pc | Jassmyn Goh | 30 January 2017 | | Vanguard's exchange traded funds (ETF) range, excluding the May launched VACF, returned an average of 8.02 per cent during 2016 off the back of healthy Australian and international equities returns. To read more, please visit the Money Management website. | | Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. | | | | | | Client Services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time. Vanguard ETF Trading & Support Team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time. Unsubscribing from this email: To unsubscribe from Smart Investing, please click here or contact us on 1300 655 101. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. If you click through to the vanguard.com.au website from this email, a cookie may be placed on your computer to enable Vanguard or our third party service providers to collect information about your use of the vanguard.com.au website to support website performance, enhance site navigation, improve our web design and functionality and tailor our communications to you regarding our products and services. The information collected by Vanguard or our service providers does not include personal information that could be used to identify you such as your name, address, telephone number, email address, or account information. Unless you have adjusted your browser setting so that it will refuse cookies, our system may set cookies when you visit the site. You may choose to remove or disable cookies via your browser. Google Analytics uses data when you access the Vanguard website. For more information, see "How Google uses data when you use our partners' sites or apps", located at google.com/policies/privacy/partners/. You can opt out of being tracked by Google Analytics at the following location: tools.google.com/dlpage/gaoptout By using our website, you consent to the use of cookies as described above. © 2017 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use | Disclaimers | Privacy policy | | | |
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