[Smart Investing] Should we expect stormy skies or sunshine in 2016? | Your Christmas reading list - with a difference | SMSFs: Watch out for cold callers, one-stop shops and early-release schemes

Click here to view online.             Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications 14 December 2015     As 2015 draws to a close, we would like to thank you for your continued readership and support of Smart Investing. Your next edition will arrive on February 1, 2016. If there are any topics you would like Smart Investing to cover in 2016 we would love to hear from you, simply reply to this email. The team at Vanguard wishes you a safe and happy holiday season.   In this edition       •     Should we expect stormy skies or sunshine in 2016?     •     Your Christmas reading list - with a difference     •     SMSFs: Watch out for cold callers, one-stop shops and early-release schemes     Should we expect stormy skies or sunshine in 2016? The holiday season brings with it that most valuable of gifts - time for reflection. Family and friends are the natural focus but often in the New Year the mind turns to the investment portfolio - or the overdue tax return for the tardy.     Read more       Your Christmas reading list - with a difference Chances are you are among those perusing the lists of bestselling books of 2015 and the critics' best-read selections for a gift or for something to read over the Christmas and New Year break.     Read more       SMSFs: Watch out for cold callers, one-stop shops and early-release schemes Unfortunately, self-managed super funds can make an attractive target for operators using questionable and sometimes clearly illegal methods to try to get a slice of our retirement money.     Read more           Vanguard in the news   Five ways to invest $1000 Steph Nash | 11 December   There are various ways investors can make $1000 work for them, and sometimes that can be quality financial advice.   To read more, please visit the Money Magazine website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. Quick links   Exchange Traded Funds   Performance   News and Commentary   Retail Managed Funds     Connect with us   LinkedIn   Twitter Client services   Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time).   Email: clientservices@vanguard.com.au   Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF Trading & Support team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time.   Unsubscribing from this email: To unsubscribe from Smart Investing™, please click here or contact us on 1300 655 101.   Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.   © 2015 Vanguard Investments Australia Ltd. All rights reserved.   Terms and conditions of use  |  Disclaimers  |  Privacy policy

                       

[Smart Investing] There's no one-size-fits-all retirement income | What the marshmallow test means for patient investors | The secrets of supercharged savers

Click here to view online.             Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications 07 December 2015     In this edition       •     There's no one-size-fits-all retirement income     •     What the marshmallow test means for patient investors     •     The secrets of supercharged savers     There's no one-size-fits-all retirement income An adequate retirement income is - like beauty - all in the eyes of the beholder. The Australian superannuation system has for the past 20 years been concentrated more on the value of the account balance at the time of retirement - the 'how much is enough' question.     Read more       What the marshmallow test means for patient investors You have probably heard of the classic marshmallow test conducted more than 40 years ago by US psychologist Walter Mischel.     Read more       The secrets of supercharged savers A recent personal finance article in The New York Times features the real-life stories of "supersavers" who heavily focus on wealth creation at almost every opportunity - yet without sacrificing an occasional indulgence.     Read more           Vanguard in the news   Diversify by investing $500 in an ETF Pam Walkley I 7 December   Investors who are looking for diversification can get a stake in a local or international property portfolio with as little as $500 through an exchange traded fund (ETF).   To read more, please visit the Money Magazine website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. Quick links   Exchange Traded Funds   Performance   News and Commentary   Retail Managed Funds     Connect with us   LinkedIn   Twitter Client services   Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time).   Email: clientservices@vanguard.com.au   Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF Trading & Support team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time.   Unsubscribing from this email: To unsubscribe from Smart Investing™, please click here or contact us on 1300 655 101.   Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.   © 2015 Vanguard Investments Australia Ltd. All rights reserved.   Terms and conditions of use  |  Disclaimers  |  Privacy policy